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8601 Cottage Hill Rd, Mobile, AL, 36695

--beds
0baths
--sqft
$1,250,000
--price/sqft
$8,120/moest. monthly cost
$324,800/yrincome needed

About This Home

Very few opportunities such as this will come along in West Mobile. With it's rapid growth, the area has attracted Wal Mart and many other retail/office investors. The buildings are in state of disrepair, and the owner wished to the sell the land, buildings and all. There aren't many better locations coming up on Cottage Hill Road for retail and/or office space. At approx. 2.3 acres, you have plenty of room for growth.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
9/10
7/10
Baker High SchoolGrades 9-122.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Property

Lot

  • Lot size: 2.30 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$1,113$13,356
Property Taxes $447$5,364
Electricity $240$2,881
Total$8,120$97,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,400/yr
40% on housing$243,600/yr
45% on housing$216,533/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 36695$141
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36695$148
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-22Price change$1,500,000
2025-09-11Listed for sale$2,000,000

For Sale by Agent

AgentBucky Henson
BrokerageThe Land Group

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