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292 Cardinal Crk Lot 292, Clarksville, TN, 37040

5beds
3baths
2,700sqft
$439,900
$163price/sqft
$2,908/moest. monthly cost
$116,320/yrincome needed

About This Home

** BUYER SPECIAL - SELLER OFFERING $17,500 IN CONCESSIONS**Welcome to this stunning new construction home, perfectly designed for comfort, functionality, and style. The Oakmont floor plan offers 3 bedrooms and 2 full baths on the main level, along with a grand entryway that sets the tone for the spacious interior. The main floor features a large dining room, a modern electric fireplace with floor-to-ceiling shiplap, and a chef’s kitchen with stainless steel appliances, ample counter space, and a cozy eat-in area.The split foyer design leads to a fully finished basement, complete with a huge bonus living area, 2 additional bedrooms, and a full bath—perfect for guests, entertaining, or multi-generational living. Situated on a corner lot, this home also includes a 3-car garage with epoxy-finished flooring, offering both durability and style.Don’t miss the chance to make this exceptional Oakmont home yours! Seller offering $17,500 in concessions!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
5/10
Northeast Middle SchoolGrades 6-82.9 mi
5/10
Northeast High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Electric Range,Dishwasher,Disposal,Microwave

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Separate
  • Level: Separate
  • Area: 132
  • Dimensions: 12x11

Features

  • Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Area: 204
  • Dimensions: 17x12

Living Room

  • Area: 294
  • Dimensions: 21x14

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Bedroom 5
  • Level: Bedroom 5
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered,Porch
  • Topography of land: Corner Lot,Level

Lot

  • Features: Corner Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $242$2,904
Property Taxes $223$2,676
Electricity $219$2,632
Total$2,908$34,896

Income You'd Need if You Spent...

35% on housing$99,702/yr
40% on housing$87,240/yr
45% on housing$77,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 37040$144
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37040$181
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-17Listed for sale$439,900

New Construction

AgentAmy Wallace
BrokerageEVOLVE Real Estate, LLC

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