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135 Indian Trail, Beaufort, NC, 28516

3beds
4baths
2,836sqft
$999,999
$353price/sqft
$5,940/moest. monthly cost
$237,600/yrincome needed

About This Home

Tucked on over an acre near historic downtown Beaufort, 135 Indian Trail offers 2,836 sq ft with 3 bedrooms, 4 full baths, and a 2-car garage in the gated Indian Trace community. A formal dining room opens to the light-filled living room with gas fireplace and the kitchen featuring a large island, quartz countertops, tile backsplash, microwave, dishwasher, and electric oven. The first-floor primary suite includes a generous closet and a beautiful bath with a separate walk-in shower. A versatile flex space is also located on the main floor—perfect for a home office or study. Upstairs, you'll find two additional bedrooms with walk-in closets plus a large bonus room. Enjoy a spacious covered back porch overlooking the wooded lot. Neighborhood amenities include a picturesque pond with gazebo and convenient access to shopping and restaurants.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
4/10
Beaufort Middle SchoolGrades 5-82.7 mi
7/10
East Carteret High SchoolGrades 9-122.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,836
  • Total interior livable area: 2,836 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Details

  • Parcel number: 730701285303000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Living area range: 2800 - 2999

Lot

  • Lot size: 1.08 Acres
  • Features: Wooded
  • Lot size dimensions: See Plat

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$204$2,448
Property Taxes $416$4,992
Electricity $264$3,169
Total$5,940$71,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,657/yr
40% on housing$178,200/yr
45% on housing$158,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$259
Carteret County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-12Listed for sale$1,044,729

New Construction

AgentTeam Judy K.
BrokerageHTR Coastal Properties

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