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823 Mulligan Drive, Ayden, NC, 28513

4beds
2baths
2,429sqft
$399,000
$164price/sqft
$2,475/moest. monthly cost
$99,000/yrincome needed

About This Home

Welcome home to this beautifully crafted new construction by Reggie Spain Homes featuring 4 bedrooms, 2 baths, and a spacious bonus room upstairs--perfect for whatever your lifestyle needs. The open main living area is bright and inviting, centered around a large kitchen island that makes entertaining or watching little ones easy. This home has tons of storage areas with his and hers walk-in closets in the master bedroom, large pantry and cabinets in the laundry room, and a huge walk in attic space. LVP flooring throughout the main living areas, rear covered porch, 9ft ceilings and energy efficient. Nestled in a great neighborhood close to Ayden Golf & Country Club, this home offers both comfort and convenience.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Ayden Elementary SchoolGrades PK-52.3 mi
4/10
Ayden Middle SchoolGrades 6-82.3 mi
4/10
Ayden-Grifton High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Disposal,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Features

  • High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,429
  • Total interior livable area: 2,429 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 089541
  • Zoning: R12
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 74 x 160

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Drought
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$228$2,736
Property Taxes $4$48
Electricity $226$2,714
Total$2,475$29,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,857/yr
40% on housing$74,250/yr
45% on housing$66,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28513$129
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28513$143
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$399,000
2026-02-09Sold$72,000

New Construction

AgentLauren McDaniel Rawls
BrokerageLMR Realty, LLC

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