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228 Brook Cv, Berea, KY, 40403

3beds
2baths
1,375sqft
$282,500
$205price/sqft
$1,887/moest. monthly cost
$75,480/yrincome needed

About This Home

This beautiful new construction home offers 3 spacious bedrooms and 2 full baths, all set on a flat lot in a prime location, Stoney Creek Subdivision. The open-concept floor plan boasts a seamless flow between the dining and living areas, perfect for entertaining. Key Features: LVP Flooring throughout for durability and easy maintenance. Stylish Kitchen with sleek cabinets, stainless steel appliances, and elegant granite countertops. Primary Bedroom with a double vanity and a luxurious walk-in shower in the en-suite bath. Two Additional Spacious Bedrooms, ideal for family, guests, or a home office. Tankless water heater, dual fuel hvac system part of the low utility bill perks. Large covered patio off the back for outdoor living and relaxation. Great Location - just 2 minutes to Berea and Richmond, providing easy access to schools, shopping, dining, and more. This home combines modern design with functionality, making it the perfect place to call home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
9/10
Farristown Middle SchoolGrades 6-82.3 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,375

Foyer

  • Level: First

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Dual Fuel
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,375
  • Total interior livable area: 1,375 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 007200180053

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,670 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,428$17,136
Home Insurance *$138$1,656
Property Taxes $167$2,004
Electricity $154$1,850
Total$1,887$22,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,697/yr
40% on housing$56,610/yr
45% on housing$50,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 40403$167
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40403$171
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$287,400
2025-08-17Listed for sale$289,900

For Sale by Agent

AgentKim Caywood
BrokerageThe Real Estate Co.

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