See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

312 Zest Ln, Fallbrook, CA, 92028

2beds
3baths
1,185sqft
$508,250
$429price/sqft
$3,562/moest. monthly cost
$142,480/yrincome needed

About This Home

Completed in 2024 and located in Meyer at Citro South, this highly sought after Plan 2 is a modern home featuring 2 bedrooms, 2.5 bathrooms and a den perfect for a home office. This home has been thoughtfully upgraded to enhance both style and comfort. Inside, new vinyl plank flooring runs throughout the house, with carpet on the stairs, for a clean and contemporary feel. The kitchen features a stylish new backsplash, stainless steel appliances including a natural gas range & oven, and a modern farmhouse style sink. An upstairs in-unit full sized stacked washer and dryer add everyday convenience. Outdoors, you can enjoy the private enclosed patio area and the pool/clubhouse/sitting area/BBQ's are just steps away. Also included is an Amazon Key In-Garage Delivery, allowing you to monitor, open, and close the garage from your phone, complete with live video of both the front door and garage. The two car attached garage also features a tankless water heater for on demand hot water. Solar panels provide year-round comfort and affordability. All appliances convey, and the complex is approved for VA and FHA buyers. Located in the resort-style Citro community, residents enjoy access to a sparkling pool and relaxing spa, scenic walking trails, nearby Monserate Mountain, dedicated dog park, a bocce ball court and community garden, welcoming clubhouse for gatherings and activities, and Horse Creek Ridge/Willow Grove parks just minutes away. This home has it all as it blends comfort, modern upgrades, and everyday convenience in a vibrant, thoughtfully designed community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
6/10
Fallbrook High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Fire Sprinklers,Garage Door Opener,Microwave,Refrigerator,Solar Panels,Washer,Gas Oven,Ice Maker,Range/Stove Hood,Gas Range,Gas Water Heater,Tankless Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum/Vinyl
  • Fireplace features: N/K
  • Common walls with other units/homes: No Unit Above or Below

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,185
  • Total interior livable area: 1,185 sqft

Property

Details

  • Parcel number: 1081207803
  • Zoning: R1
  • Zoning description: R1
  • Special condition: Pre SS Pkg sbmd to lender

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common,Heated
  • Patio & porch: Enclosed
  • Spa features: Community/Common
  • Fencing: N/K
  • Has view: Yes
  • View description: N/K
  • Frontage type: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,569$30,828
Home Insurance *$143$1,716
Property Taxes $452$5,424
Electricity $398$4,786
Total$3,562$42,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,125/yr
40% on housing$106,860/yr
45% on housing$94,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 92028$406
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92028$417
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$508,250

For Sale by Agent

AgentJohn L Frasca
BrokerageJohn Frasca

Similar Homes