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39 Diamond Lake Loop, Chemult, OR, 97731

1beds
1baths
648sqft
$245,000
$378price/sqft
$1,644/moest. monthly cost
$65,760/yrincome needed

About This Home

Look out over the lake from your own porch. Everything stays with this cabin. Loft bedroom with sleeping to each end. Full bath down stairs. Mud room from back leads into the kitchen area, and open floorplan into living dining. Nice sized shed/wood storage. This cabin is on forest service lease land. Call for more details. Come take a look, and make memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Glide Elementary SchoolGrades K-647.5 mi
4/10
Glide Middle SchoolGrades 7-847.9 mi
7/10
Glide High SchoolGrades 9-1247.9 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Window features: Wood Frames
  • Flooring: Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wood
  • Cooling features: None

Interior Area

  • Total structure area: 648
  • Total interior livable area: 648 sqft

Property

Details

  • Parcel number: R63380
  • Zoning description: sfr
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Adjoins Public Lands,Level,Wooded

Parking

  • Parking features: Gravel,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Douglas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$106$1,272
Property Taxes $124$1,488
Electricity $176$2,119
Total$1,644$19,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,365/yr
40% on housing$49,320/yr
45% on housing$43,840/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 97731$262
Douglas County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 97731$346
Douglas County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$245,000
2025-11-05Listing removed$275,000
2025-08-18Listed for sale$275,000

For Sale by Agent

AgentLaurie Starr
BrokerageCascade Hasson Sotheby's International Realty

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