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15 & 17 Bidwell Rd, Whittier, NC, 28789

3beds
2baths
1,290sqft
$469,000
$364price/sqft
$2,885/moest. monthly cost
$115,400/yrincome needed

About This Home

UNRESTRICTED +- 8.48 Acres of gentle to flat laying land with two homes on parcel with Mountain Views! This parcel is within 3 miles of Harrah`s Casino so the location is excellent! This property is almost all usable so many options for use including rentals, horse farm, RV`s, etc. This parcel is a MUST SEE for anyone looking for great laying UNRESTRICTED land close to Cherokee! Call today to set up your appointment to view this awesome tract of UNRESTRICTED land! Gravel drive beside house has no road maintenance agreement! ALL DRONE PHOTOS ARE APPROXIMATE!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Smoky Mountain HighGrades 9-128.2 mi
7/10
Jackson Co Early CollegeGrades 9-128.2 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Single
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: First Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Kitchen/Dining Room,Main Level Living
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl,Laminate
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,290
  • Total interior livable area: 1,290 sqft

Kitchen

  • Level: First
  • Area: 209

Living Room

  • Level: First

Property

Details

  • Parcel number: 7624020413

Features

  • Has view: Yes
  • View description: View Year Round
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes
  • Living area range: 1201-1400

Lot

  • Lot size: 8.48 Acres
  • Features: Allow RVs,Level,Level Yard,Pasture,Rolling,Suitable for Horses,Unrestricted

Parking

  • Parking features: None-Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$193$2,316
Property Taxes $121$1,452
Electricity $200$2,405
Total$2,885$34,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,914/yr
40% on housing$86,550/yr
45% on housing$76,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 28789$197
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28789$266
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-30Price change$499,900
2025-08-18Listed for sale$575,000

For Sale by Agent

AgentLloyd James Stamey
BrokerageUnique Properties Of Franklin

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