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364 Palisade Ave APT 5B, Cliffside Park, NJ, 07010

2beds
2baths
--sqft
$485,000
--price/sqft
$3,548/moest. monthly cost
$141,920/yrincome needed

About This Home

Welcome to this beautifully renovated top-floor corner unit at The Regency, offering bright, spacious living in a prime Cliffside Park location. This updated home features refinished hardwood floors throughout and a well-designed layout filled with natural light. The inviting living room includes custom built-in shelves and a glass door that opens to a private terrace, perfect for relaxing or entertaining. The modern kitchen is equipped with granite countertops, stainless steel appliances, and new range and microwave oven, combining style and functionality. This residence offers a spacious primary bedroom with a walk-in closet and an updated en-suite bath, along with a second bedroom with fully renovated bathroom. Additional highlights include in-unit washer and dryer and one indoor garage parking space. Ideally located with public transportation right in front of the building, and just minutes from markets, shops, restaurants, and cafes, this home offers both comfort and convenience.

Getting Around

83
WalkingVery Walkable
61
TransitGood Transit
41
BikeSomewhat Bikeable

Schools

6/10
School #3Grades PK-40.1 mi
3/10

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Elevator,One Floor Living
  • Flooring: Hardwood

Property

Features

  • Patio & porch: Terrace
  • Waterfront features: None

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$140$1,680
Property Taxes $763$9,156
Electricity $193$2,318
Total$3,548$42,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,645/yr
40% on housing$106,440/yr
45% on housing$94,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07010$678
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07010$499
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$495,000
2026-02-19Listing removed$509,900
2025-11-24Price change$509,900
2025-08-18Listed for sale$499,900

For Sale by Agent

AgentSteve Cho
BrokerageRE/MAX NOW - Norwood

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