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6 Fulton Ct, Warwick, MD, 21912

4beds
3baths
2,941sqft
$689,900
$235price/sqft
$4,508/moest. monthly cost
$180,320/yrincome needed

About This Home

HOME TO BE BUILT...Build your dream home with Schaeffer Homes in the beautiful Fulton Hills Community! This home is to be built through the Build On Your Lot Program. A basement foundation is an available option for this lot. Featured here is the LANCASTER NOTE: Home is to be built. Pictures and virtual tour are of the same base model with upgraded options shown. Other Schaeffer Floorplans are available to be built on this lot and there are additional lots for sale in the community. The Lots are listed from ($175,000 to $250,000) this lot is listed for $185,000 for an example, the home is $364,900, and the estimate for land development cost is $140,000. Land development costs can be more or less than $140,000. Seller and Builder make no representation of the feasibility and cost for site development. Seller will provide a due diligence period to the Buyer. Schaeffer Homes will assist the Buyer through the due diligence process.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
6/10
7/10
Bohemia Manor High SchoolGrades 9-125.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Schaeffer Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,941

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,941
  • Total interior livable area: 2,941 sqft

Property

Accessibility

  • Accessibility features: >84" Garage Door

Details

  • Parcel number: 0801070126
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$152$1,824
Property Taxes $494$5,928
Electricity $374$4,496
Total$4,508$54,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,560/yr
40% on housing$135,240/yr
45% on housing$120,213/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 21912$544
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21912$250
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$689,900
2026-04-03Price change$690,300
2026-04-01Listed for sale$678,900
2025-10-17Listing removed$678,900
2025-09-05Price change$678,900
2025-08-15Listed for sale$668,900

New Construction Spec

AgentAnn Marie Germano
BrokeragePatterson-Schwartz-Middletown

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