9453 James Macgowan Ln Unit 428, Owings Mills, MD, 21117
About This Home
Welcome to this stunning 3-bedroom, 2.5-bath townhome in the sought-after Ballard Green community of Owings Mills. Built in 2021 and offering an impressive 2,598 sq ft of living space, this home is filled with beautiful custom upgrades and modern conveniences. Step inside to an open-concept main level featuring hardwood floors, a spacious living room with custom built-in bookshelves, crown molding, skylights, and balcony access. The show-stopping kitchen boasts stainless steel appliances, a gas stove, granite countertops, a large island, pantry, white cabinets, and decorative backsplash—perfect for both everyday living and entertaining. Upstairs, the primary suite offers a huge walk-in closet, upgraded shower, and custom vanities. Two additional bedrooms share a full bath with double-sink vanity and shower/tub combo. All bathrooms are finished with tile flooring, and the laundry area is conveniently located on the upper level. Outside, enjoy a deck overlooking a serene field and landscaped grounds. The home includes a 1-car garage and concrete driveway. Community amenities include a pool, clubhouse, fitness center, trails, picnic area, and playground. Ideally located near I-795, I-695, and Metro access, with shopping, dining, and groceries just minutes away at Mill Station Mall. Designed for entertaining, work-from-home living, and low-maintenance lifestyles, this exceptional home is move-in ready and the owner is motivated to sell—schedule your showing today and bring your best offer!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 2,598
Heating & Cooling
- Heating features: ENERGY STAR Qualified Equipment,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,598
- Total interior livable area: 2,598 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 04022500017325
- Attached to another structure: Yes
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
Lot
- Lot size: 2,598 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 1
- Parking features: Garage Faces Rear,Concrete,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $379 | $4,548 |
| Electricity | $331 | $3,972 |
| Total | $3,261 | $39,132 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $474,900 |
View on Zillow