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310 Shamrock Dr, Grass Valley, CA, 95945

5beds
3baths
3,050sqft
$659,950
$216price/sqft
$5,131/moest. monthly cost
$205,240/yrincome needed

About This Home

Discover this handsome Ammolite home. Included features: a welcoming covered porch; a main-floor bedroom and bathroom; an elegant dining room; a well-appointed kitchen offering quartz countertops, stainless-steel appliances, a walk-in pantry, a center island and an adjacent nook; a spacious great room; a lavish primary suite showcasing a generous walk-in closet and a private bath with double sinks; a laundry and a loft. This home also offers vinyl plank flooring in select rooms. Visit today!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Bell Hill AcademyGrades K-42.0 mi
4/10
7/10
Nevada Union High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 3,050 sqft

Property

Details

  • Parcel number: 035660029000

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Lightning

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$296$3,552
Property Taxes $844$10,128
Electricity $654$7,848
Total$5,131$61,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,920/yr
40% on housing$153,930/yr
45% on housing$136,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 95945$330
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95945$326
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$669,950
2025-11-17Price change$682,433
2025-10-14Price change$675,433
2025-10-07Price change$661,984
2025-09-10Price change$658,984
2025-08-19Listed for sale$672,433

New Construction Spec

BrokerageRichmond American Homes

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