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734 W North St, Lima, OH, 45801

--beds
--baths
--sqft
$75,000
--price/sqft
$706/moest. monthly cost
$28,240/yrincome needed

About This Home

Investment opportunity in prime location. Located across from local hospital. Opportunity for additional parcels associated with this lot. Call for details.

Getting Around

73
WalkingVery Walkable
28
TransitSome Transit
52
BikeBikeable

Schools

2/10
5/10
Liberty Arts Magnet K-8Grades K-80.9 mi
2/10
Lima Senior High SchoolGrades 9-121.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Business

Property

Details

  • Parcel number: 36360508025.000
  • Zoning description: Commercial

Lot

  • Lot size: 0.25 Acres
  • Features: Level,Open Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$68$816
Property Taxes $66$792
Electricity $193$2,320
Total$706$8,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,205/yr
40% on housing$21,180/yr
45% on housing$18,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45801$94
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45801$94
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-19Listed for sale$75,000

For Sale by Agent

AgentScott Parsons
BrokerageCCR Realtors

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