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7481 W Swain Ln, Garden City, ID, 83714

2beds
2baths
1,373sqft
$399,000
$291price/sqft
$2,481/moest. monthly cost
$99,240/yrincome needed

About This Home

Open House Sat 11-3:30 Unbelievable value at Mountain View Townhomes in Garden City, Idaho—offering modern, low-maintenance, lock-and-leave living near downtown Boise without the downtown price tag. 2% of the loan amount towards a rate buy down w/ builder's preferred lender! Located just minutes from the Boise River Greenbelt, local breweries, coffee shops, and the best of Garden City and downtown Boise, this quiet community sits directly across from the future professional soccer stadium and new park at Expo Idaho. This beautifully designed two-bedroom, two-bath townhome features an open-concept kitchen and living area with granite countertops, Grayloch custom cabinetry, luxury vinyl plank flooring, and a private balcony with Trex decking. The spacious 35’ tandem two-car garage provides backyard access and plenty of storage. Upstairs, enjoy two comfortable bedrooms, laundry, and elegant finishes throughout. The HOA covers landscaping and snow removal, giving you more time to enjoy the community patio, outdoor fitness area, and the vibrant Boise lifestyle right outside your door—ideal for first-time buyers, investors, or anyone seeking affordable new-construction homes near downtown Boise.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

6/10
4/10
Riverglen Jr High SchoolGrades 7-92.5 mi
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Stone,Stucco

Other

  • Builder name: Boise City Building Co

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Microwave,Oven/Range Freestanding,Refrigerator

Bedroom2

  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2

Features

  • Bath-Master,Great Room,Walk-In Closet(s),Breakfast Bar,Pantry,Granite Counters,Number of Baths Main Level: 2
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,373

Heating & Cooling

  • Heating features: Electric,Forced Air,Ductless/Mini Split
  • Cooling features: Central Air,Ductless/Mini Split

Interior Area

  • Total structure area: 1,373
  • Total interior livable area: 1,373 sqft

Kitchen

  • Level: Upper
  • Area: 121

Living Room

  • Level: Upper
  • Area: 154

Master Bedroom

  • Level: Upper
  • Area: 132

Property

Details

  • Parcel number: R5861360340

Features

  • Levels: Tri-Level w/ Below Grade
  • Patio & porch: Covered Patio/Deck
  • Fencing: Vinyl
  • Has view: Yes

Lot

  • Lot size: 1,306 sqft
  • Features: Sm Lot 5999 SF,Sidewalks,Views,Auto Sprinkler System,Drip Sprinkler System,Partial Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Earthquake
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Ada County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $68$816
Property Taxes $255$3,060
Electricity $141$1,695
Total$2,481$29,772

Income You'd Need if You Spent...

35% on housing$85,062/yr
40% on housing$74,430/yr
45% on housing$66,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -2.7%
-2.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 83714$293
Ada County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 83714$329
Ada County$276

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentTifni Pennecard
BrokerageFinding 43 Real Estate

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