272 Marshall Stearns Rd, Albany, KY, 42602
About This Home
Discover this charming 3-bedroom, 2.5-bath retreat nestled right on the Spring Creek Airport Runway, overlooking the waters of Dale Hollow Lake. This property boasts a spacious 32x45 shop, providing ample storage for all your toys and projects, while a generous wraparound driveway ensures convenience and easy access for you and your guests. Step inside to find a warm embrace of rustic elegance, with stunning woodwork gracing both the main floor and upper levels. The newly installed tongue-and-groove pine walls and basement flooring add a touch of country charm, creating an inviting atmosphere throughout. Gather around the cozy fireplace for cozy evenings, or let the sunshine in through the expansive sunroom, where endless possibilities await-from serene mornings with a book to lively gatherings with family and friends. Culinary enthusiasts will delight in the chef's dream kitchen, featuring a flat-top stove designed for whipping up gourmet meals. Plus, enjoy year-round comfort with a newer central heat and air system, just four years old. Additional highlights include a spacious laundry room and generously sized bedrooms, with a primary suite conveniently located on the lower level, complete with an impressive closet and abundant potential for customization. With its unique character, thoughtful upgrades, and unbeatable location near the lake, this gem is truly one of a kind. Your dream home awaits-where every moment spent here feels like a vacation!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Finished area above ground: 0
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 030300702000
- Lease amount: 0
Features
- Patio & porch: Covered Porch,Open Porch,Deck
- Has view: Yes
- View description: Mountain,Private,Scenic,Sound,Street,Wooded
- Has water view: Yes
- Water view: Sound
- Frontage length: 0
Lot
- Lot size: 1.02 Acres
- Features: Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,820 | $21,840 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $261 | $3,132 |
| Electricity | $154 | $1,850 |
| Total | $2,583 | $30,996 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $359,999 |
| 2026-03-01 | Listing removed | $389,000 |
| 2025-10-13 | Price change | $389,000 |
| 2025-08-19 | Listed for sale | $399,000 |
| 2013-05-15 | Sold | $40,100 |
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