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4660 Erhart Dr, Lorain, OH, 44053

4beds
3baths
3,100sqft
$359,900
$116price/sqft
$2,736/moest. monthly cost
$109,440/yrincome needed

About This Home

Better than new and ready for immediate occupancy! Job transfer creates an incredible opportunity to own this exceptional custom-built 2022 home w/approximately 12 years remaining on a 15-year tax abatement, offering substantial tax savings while enjoying the benefits of newer construction. Perfectly situated on a premium upgraded lot w/additional width, more open space, & unobstructed views, home also features an upgraded elevation w/attractive shake siding accents plus enhanced garage door that delivers outstanding curb appeal. Located in the highly desirable Amherst City School District, spacious 4-bedroom, 2.5-bath home offers approximately 2,200 square feet of thoughtfully designed living space. Sun-filled open floor plan is ideal for today's lifestyle, seamlessly connecting the great room, dining area, & stunning chef's kitchen. Kitchen is sure to impress w/large center island, abundant cabinetry & workspace, and all appliances included, creating the perfect gathering place for entertaining family and friends. A versatile front flex room currently serves as a home office but could easily become a formal dining room or additional living space. Upstairs, you'll find four generously sized bedrooms, desirable loft/media room, the convenience of second-floor laundry washer and dryer included. Luxurious owner's suite is designed for comfort w/dual walk-in closets, dual vanities, walk-in shower, & custom blinds. Additional full bath also features dual sinks, making busy mornings a breeze. Expansive full basement provides outstanding storage/unlimited future finishing potential & plumbed for a future full bath. Located in a fantastic neighborhood, home truly offers the complete package—premium lot, exceptional floor plan, quality upgrades, tax savings, immediate occupancy. Why wait to build when you can move into a better-than-new home today?

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 900
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Property

Details

  • Parcel number: 0202009101112

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Partial,Privacy,Vinyl,Wood

Lot

  • Lot size: 5,475 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$175$2,100
Property Taxes $410$4,920
Electricity $332$3,989
Total$2,736$32,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,805/yr
40% on housing$82,080/yr
45% on housing$72,960/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 44053$123
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44053$143
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$359,900
2022-12-22Sold$332,000
2022-08-29Sold$53,000

For Sale by Agent

AgentChristopher A Frederick
BrokerageColdwell Banker Schmidt Realty

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