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4624 Donegal Ave, Union, KY, 41091

5beds
4baths
2,751sqft
$495,000
$180price/sqft
$3,304/moest. monthly cost
$132,160/yrincome needed

About This Home

Incredible Price for this Beautifully Designed Home with private yard! Gorgeous & Neutral! Desirable first floor bedroom ensuite! Gourmet Kitchen with Upgraded Maple Cabinets, walk-in Pantry and stainless appliances! FIVE bedrooms, 3.5 baths! Deep Private Lot with Mature Trees and creek behind so no homes too close to affect the privacy! Walk out to Deck from Kitchen & WalkOut Lower Level! Neutral and Clean! Trim Lights that you can change colors & set to music! Longbranch, Ballyshannon & Cooper Schools! You can't come close to building a home with this square footage, a first floor bedroom and as clean and neutral as this one is for this price! Everything is like new! See it in person to believe it! Call today for your private showing!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2020

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes

Bedroom2

  • Features: Carpet Flooring,Bath Adjoins
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Features: Carpet Flooring
  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Bedroom4

  • Features: Carpet Flooring
  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom5

  • Features: Carpet Flooring
  • Level: Second
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Walk-Out Access,Breakfast Bar,Luxury Vinyl Flooring
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Entry

  • Features: Closet(s),Entrance Foyer,Luxury Vinyl Flooring
  • Level: First
  • Area: 60
  • Dimensions: 12 x 5

Family Room

  • Features: Carpet Flooring,Recessed Lighting
  • Level: First
  • Area: 304
  • Dimensions: 19 x 16

Features

  • Kitchen Island,Walk-In Closet(s),Storage,Pantry,Open Floorplan,High Speed Internet,Granite Counters,Entrance Foyer,Double Vanity,Crown Molding,Chandelier,Breakfast Bar,Ceiling Fan(s),High Ceilings
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,751
  • Total interior livable area: 2,751 sqft

Kitchen

  • Features: Kitchen Island,Gourmet Kitchen,Pantry,Wood Cabinets,Recessed Lighting,Luxury Vinyl Flooring
  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Loft

  • Features: Carpet Flooring
  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Other

  • Features: Carpet Flooring,French Doors
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Primary Bedroom

  • Features: Carpet Flooring,Walk-In Closet(s),Bath Adjoins,Ceiling Fan(s)
  • Level: Second
  • Area: 255
  • Dimensions: 17 x 15

Property

Details

  • Parcel number: 051.0515828.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Private Yard,Lighting
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 9,147 sqft
  • Features: Wooded
  • Lot size dimensions: deep

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$179$2,148
Property Taxes $406$4,872
Electricity $217$2,607
Total$3,304$39,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,280/yr
40% on housing$99,120/yr
45% on housing$88,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$223
Boone County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$490,000
2026-07-30Price change$495,000
2026-07-20Price change$499,900
2026-07-08Listed for sale$510,000
2020-06-05Sold$368,431

For Sale by Agent

AgentDebbie Steiner
BrokerageHuff Realty - Florence

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