7 Locust Ave #&-4, Shelter Island Heights, NY, 11965
About This Home
Located in the heart of Shelter Island Heights, this circa-1885 farmhouse, once a parish house, offers a rare combination of architectural character and enduring charm. A wide L-shaped porch welcomes you, with one side screened for breezy summer evenings and the other open to views of Chase Creek. The front entry opens into a generously sized living room that spans the depth of the home, with natural light filtering in from multiple exposures. Just off this space is a glass-enclosed laundry area. Toward the rear, a formal dining room, currently used as a casual gathering area, includes a pantry and an adjacent full bath. The kitchen features two exterior doors: one opens to the side lawn, and the other leads to a bluestone patio added in 2021, where many enjoyable gatherings have taken place. Two staircases connect to the upper levels: one from the kitchen leads directly to a guest bedroom, while the main staircase rises to a windowed landing, three additional bedrooms, and a full hallway bath with a classic clawfoot tub. The third floor includes a finished bonus room offering additional flexible space for non-sleeping use. The home sits on a .15-acre lot, and a separate .04-acre parcel at 4 Meadow Place is included. Just across the quiet lane are the quiet reflections of Chase Creek, adding to the scenic character of Shelter Island Heights. Within close proximity to fine dining, marina, yacht club, tennis, beach club, and ferry.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1885
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total structure area: 2,007
- Total interior livable area: 2,007 sqft
Property
Features
- Stories: 2
Lot
- Lot size: 8,276 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $874 | $10,488 |
| Property Taxes | $2,497 | $29,964 |
| Electricity | $331 | $3,980 |
| Total | $13,056 | $156,672 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-20 | Listed for sale | $1,850,000 |
For Sale by Agent
View on Zillow