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2023 Belmont Avenue #5A, Bronx, NY, 10457

2beds
1baths
0sqft
$150,000
--price/sqft
$1,169/moest. monthly cost
$46,760/yrincome needed

About This Home

Completely renovated 2-bedroom, 1-bath HDFC co-op with an open kitchen and beautiful hardwood floors. Large, sunny rooms with windows on multiple sides let in lots of natural light. Move-in ready in a well-maintained building in a great location, and the elevator adds everyday convenience. Perfect for buyers who want a bright, modern co-op. HDFC COOP Minimum down-payment 10%, and the household income can't exceed 120% of the Area Median Income AMI (120% AMI in NYC/Bronx for 2025: $136,080 for 1 person $155,520 for 2 persons $174,960 for 3 persons $194,400 for 4 persons.). No renting allowed.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

6/10
Ps 57 CrescentGrades PK-50.1 mi

Construction

Condition

  • Year built: 1912

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Crown Molding,Elevator,Natural Woodwork,Open Kitchen,Soaking Tub
  • Flooring: Tile,Wood
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 030800041
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 6,555 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$68$816
Property Taxes $97$1,164
Electricity $246$2,954
Total$1,169$14,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,080/yr
40% on housing$35,070/yr
45% on housing$31,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10457$382
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10457$397
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-15Price change$150,000
2026-04-25Listed for sale$189,000
2026-01-20Pending sale$189,000
2025-09-13Price change$189,000
2025-08-20Listed for sale$200,000

For Sale by Agent

AgentMonica Capellan
BrokerageProminent Properties Sotheby's

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