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109 Gwenda Ln Unit A, Polson, MT, 59860

3beds
2baths
1,477sqft
$519,000
$351price/sqft
$3,353/moest. monthly cost
$134,120/yrincome needed

About This Home

LAST AVAILABLE UNIT!!! New construction townhome steps from Polson Bay Golf Course! SHORT-TERM RENTAL INVESTMENT OPPORTUNITY!!! Presenting the new construction 4-unit Vicwood townhome development—inspired and built with the golf enthusiast in mind, while simultaneously featuring a versatile unit floor plan that will appeal to buyers across all spectrums. Vicwood is a quaint 12-lot planned residential townhome specific subdivision on a no-thru private street nestled amongst the flawlessly manicured greens of Polson Bay’s acclaimed 27-hole public golf course at the southern end of pristine Flathead Lake. Vicwood Homeowners Association offers a wide range of convenient time-saving services, including unit lawn/yard mowing and main road snow removal, making these units an excellent option for buyers looking for a low maintenance, new construction investment option. Currently, there are no restrictions on short-term/vacation rentals in the HOA By-Laws or Covenants, providing investors another potential avenue for income generation. These stylish 3-bed/2-bath units offer almost 1,500 sqft of desirable one level, zero entry living space plus an attached 464 sqft spacious garage with a secondary ‘golf cart’ bay for convenient supplementary storage needs. Unit exteriors are tastefully nuanced with modern touches, highlighted by white vertical board and batten siding, 5-lite cedar plank garage doors, Andersen series black 8ft multi-lite main entry door, Andersen series window package, mounted light fixtures, and exposed wood accented structural post and beams. The thoughtfully planned interior seamlessly blends style with functionality boasting open concept living with vaulted great room, gourmet kitchen and coffee bar, private master suite with attached en-suite master bath, comfortable central heat/AC, complete with full laundry/mudroom. Construction includes underground irrigation, sod installation, paved driveway and sidewalks, and covered rear patio, elevating both utility and curb appeal. Built with care and integrity by the experts at TS Construction and backed with a 1-year new construction builder’s warranty. Centrally located with easy accessibility to all the desirable amenities offered in the relaxing lake town of Polson, Mt—shopping, healthcare, restaurants/cafes, public lake access, exercise facilities, aquatic center, golfing, and so much more! Endless recreational opportunities abound during all four seasons. Polson Bay Golf Course enjoys immaculate playing conditions, along with being the only course with fairways adjacent to the shores of Flathead Lake providing jaw-dropping lake and mountain views. Having been open to the public since 1938, Polson Bay is the host site for a variety of tournaments, league play, and other opportunities for golfers at any skill level. The 4-unit Vicwood townhome project provides unmatched access to Polson Bay Golf Course, with the units located just steps from the main clubhouse. If you’re seeking a property that blends modern craftsmanship, flexible living, and unmatched recreational access, the Vicwood townhome development checks all the boxes!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
Linderman SchoolGrades 2-41.5 mi
6/10
Polson Middle SchoolGrades 5-82.2 mi
5/10
Polson High SchoolGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab

Other

  • Builder name: Ts Construction

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern,Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Main Level Primary,Open Floorplan,Vaulted Ceiling(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,477 sqft

Property

Details

  • Parcel number: 15322802205025005
  • Zoning description: LRZD
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • Topography of land: Level

Lot

  • Lot size: 5,662 sqft
  • Features: Landscaped,Sprinklers In Ground,Views,Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Wildfire
Avalanche
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance $371$4,452
Property Taxes $207$2,484
Electricity $151$1,812
Total$3,353$40,236

Income You'd Need if You Spent...

35% on housing$114,960/yr
40% on housing$100,590/yr
45% on housing$89,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$416
Lake County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$519,000
2026-05-20Listing removed$539,000
2026-04-09Listed for sale$539,000
2026-04-08Listing removed$539,000
2025-12-16Listed for sale$539,000
2025-12-08Listing removed$539,000
2025-08-20Listed for sale$539,000

New Construction

AgentCole Wallace
BrokerageCentury 21 Big Sky Real Estate - Polson

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