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226 Liam Thomas Ln #D6, Stevensville, MD, 21666

4beds
4baths
2,280sqft
$495,000
$217price/sqft
$3,364/moest. monthly cost
$134,560/yrincome needed

About This Home

Welcome to this Ellendale Community end unit townhome! Turn-Key 4-Bedroom, 3.5 Bath Home . Eastern Shore Lifestyle & Easy Commuting. This home offers a bright, open layout designed for effortless everyday living and entertaining. With high-end upgrades and fresh paint, you can move right in and start enjoying the relaxed Eastern Shore lifestyle. Interior Features & Upgrades Bedrooms/Baths: 4 spacious bedrooms and 3.5 pristine bathrooms. Open Layout: Seamless flow between the living areas—perfect for hosting friends and family. Premium Upgrades. Outdoor Living Spacious Deck. The main level transitions directly to a large outdoor deck, ideal for grilling, relaxing, and entertaining. Commuter’s Dream: Located just 2 minutes from the Bay Bridge, offering a quick, stress-free commute while preserving that coveted Eastern Shore tranquility. Resort-Style Neighborhood. Situated just steps from the community clubhouse, park, and swimming pool. Community Amenities Enjoy a true lifestyle community featuring: Walking trails & a tot lot. Swimming pool & clubhouse, Kayak ramp & fishing pier. Contact us today to schedule your private tour.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Matapeake Middle SchoolGrades 6-81.1 mi
5/10
Kent Island High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,280

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804126834
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 912 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Garage Door Opener,Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$184$2,208
Property Taxes $388$4,656
Electricity $290$3,485
Total$3,364$40,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,337/yr
40% on housing$100,920/yr
45% on housing$89,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$288
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$495,000
2026-06-12Listed for sale$500,000

For Sale by Agent

AgentAmy Juras
BrokerageLong & Foster Real Estate, Inc.

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