36 Irwin Way, Mchenry, MD, 21541
About This Home
Welcome to All The Time, a beautifully crafted mountain retreat in the heart of Deep Creek Lake and right along Lodestone Golf Course. Blending modern comfort with rustic charm, this inviting getaway is designed for unforgettable moments with family and friends. Inside, the bright open-concept living area features a cozy fireplace and plenty of space to gather after a day of adventure. The fully equipped kitchen and spacious dining area make entertaining effortless, while the expansive deck invites you to dine outdoors, sip morning coffee, or unwind in the fresh mountain air. End your evenings around the fire pit or relax in the hot tub under the stars. Just minutes from the lake, golf courses, hiking trails, and local favorites, Fishing/swimming access off of Marsh Hill Rd on Deep Creek Lake! All The Time offers the perfect mix of comfort, location, and mountain-lake magic. With its strong appeal as both a personal retreat and income-producing vacation rental, this home is ready to be enjoyed from day one. Whether you're seeking adventure, relaxation, or both, this Deep Creek escape delivers it all.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2024
Materials
- Foundation: Other
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin/Lodge
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Dryer,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Tankless Water Heater,Electric Water Heater
Basement
- Area: 1288
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Bathroom - Tub Shower,Bathroom - Walk-In Shower,Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Exposed Beams,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Other,Dry Wall
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 1,200
- Finished area above ground: 2,184
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,472
- Total interior livable area: 3,384 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1218091418
- Zoning: TBD
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck
- Exterior features: Bump-outs,Lighting,Other
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Golf Course,Mountain(s),Trees/Woods
- Waterfront features: Lake
- Waterbody name: Deep Creek Lake
Lot
- Lot size: 0.51 Acres
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $1,315 | $15,780 |
| Electricity | $431 | $5,173 |
| Total | $7,971 | $95,652 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $1,225,000 |
| 2026-04-09 | Price change | $1,249,000 |
| 2026-02-16 | Listed for sale | $1,275,000 |
| 2023-04-04 | Sold | $161,400 |
| 2022-09-08 | Sold | $161,400 |
For Sale by Agent
View on Zillow