See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1566 W Water Street, Borden, IN, 47106

3beds
1baths
1,065sqft
$299,500
$281price/sqft
$2,065/moest. monthly cost
$82,600/yrincome needed

About This Home

This 3 bedroom/1 bath charmer is located in the heart of sweet Borden. New everything-roof, windows, HVAC, water heater, APPLIANCES, lighting, cabinets and countertops. This home has an oversized detached 2 car garage just steps away from an enclosed back porch where you can sit and enjoy your view of the knobs. Borden gives you that small town feel with just a few minute drive to Sellersburg and I65. The second story is a great flex space for a playroom, office, or non-conforming 4th bedroom. No lack of storage, the TWO car garage also has a second level for all your storage needs! Upstairs floor samples to choose from are on display to finish as you desire. The basement has been professionally waterproofed, offering added state of mind and protection against moisture. Square footage is approximate and if important, should be confirmed by the buyer or buyer's agent.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bath in Primary Bedroom,Main Level Primary,Split Bedrooms
  • Finished area below ground: 0
  • Finished area above ground: 1,065

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,065
  • Total interior livable area: 1,065 sqft

Property

Details

  • Parcel number: 101603300014000036
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed,Porch
  • Exterior features: Landscaping,Paved Driveway
  • Has view: Yes
  • View description: Park/Greenbelt,Scenic

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$190$2,280
Property Taxes $177$2,124
Electricity $184$2,212
Total$2,065$24,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,800/yr
40% on housing$61,950/yr
45% on housing$55,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 47106$136
Clark County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 47106$148
Clark County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$299,500
2025-12-22Sold$245,000

For Sale by Agent

AgentSara Taylor-Hughes
BrokerageeXp Realty, LLC

Similar Homes