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2905 Quarry Rd, Prospect, KY, 40059

3beds
3baths
2,576sqft
$1,375,000
$534price/sqft
$8,751/moest. monthly cost
$350,040/yrincome needed

About This Home

Crafted by award-winning Bentley Homes with interior design by Donna Outlaw, this brand-new residence combines timeless design with modern functionality in a layout that feels both luxurious and livable. From the foyer with 10' ceilings, you're drawn into a dramatic great room where vaulted 12' ceilings, a stunning natural stone fireplace, and a wall of windows create an airy, light-filled atmosphere. The space flows seamlessly to the expansive covered porch and deck, complete with its own outdoor fireplace and outdoor kitchen—perfect for year-round entertaining and relaxation. The chef's kitchen is the heart of the home, offering a large island, walk-in pantry, an abundance of custom cabinetry and easy access into the designated dining area. A convenient mudroom and powder room sit just off the oversized three-car garage.The Primary Suite is a private retreat, highlighted by a tray ceiling and spa-inspired bath with dual vanities, a soaking tub, and a tiled shower with dual shower heads. The spacious walk-in closet connects directly to the laundry room for effortless convenience. Two additional bedrooms share a full bath in their own private wing, complemented by a hall flex space ideal for a pocket office or study nook. The lower level is framed and ready to finish, offering potential for two additional bedrooms, a full bath that connects to the outside, a family/rec room with bar, fitness space, and access to a covered patio. Plenty of unfinished space for storage or additional flex spaces! The builder can complete the space to suit your lifestyle- ask for details. Step outside to enjoy the peaceful privacy of open green space directly behind the flat lower lot. Located within the award-winning Oldham County school district, this home also offers access to Paramont's exclusive community amenities, including a scenic quarry, year-round indoor swimming pool, clubhouse, fitness center, and playground. Don't miss the opportunity to make this stunning home in The Reserve at Paramont yours.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
North Oldham High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal,Shingle
  • Construction materials: Cement Siding,Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,576

Full Bathroom

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,576
  • Total interior livable area: 2,576 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0513P01152

Features

  • Stories: 1
  • Pool features: Association,Community
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: See Remarks
  • Fencing: None

Lot

  • Lot size: 0.55 Acres
  • Features: See Remarks,Cleared

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$542$6,504
Property Taxes $1,054$12,648
Electricity $203$2,441
Total$8,751$105,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$300,034/yr
40% on housing$262,530/yr
45% on housing$233,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$534This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$273
Oldham County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Price change$1,375,000
2025-08-21Listed for sale$1,425,000

For Sale by Agent

AgentCasey Sokoler
Brokeragesimpler.realestate

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