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106 Jackpine Road, Banner Elk, NC, 28604

1beds
1baths
1,150sqft
$519,000
$451price/sqft
$3,144/moest. monthly cost
$125,760/yrincome needed

About This Home

Imagine waking up nestled among the treetops—this brand-new, woodsy home on Beech Mountain captures the magic of living in a treehouse. With smart design and thoughtful touches, it’s perfect for a serene mountain escape or a year-round residence. Property Highlights Cozy yet versatile layout: At approximately 1,150 sq ft, this inviting home includes: A spacious primary bedroom * A full bathroom * A loft/office ideal for working from home or a peaceful reading nook * A clever bunk room—perfect for extra guests, kids, or a cozy hideaway *Outdoor living spaces: * A covered porch to savor morning coffee or starlit evenings * A generous deck with enough room to add a hot tub—perfect for soaking up woodland views in any season Life Among the Trees Tucked into the forest canopy, this home offers an immersive, treehouse-like experience. Mature trees cradle the structure, providing privacy, shade, and a constant connection to nature’s rhythms. The covered porch and elevated deck make it feel like a retreat in the woods, yet all the comforts of a new home await inside. Prime Location & Local Lifestyle Situated just minutes from top-tier amenities: * Beech Mountain Club: Golf, tennis, pickleball, fitness center, and a vibrant social scene (membership available) * Beech Mountain Resort: Only an 8–10 minute drive away, enjoy skiing, snowboarding, tubing in winter, plus hiking and mountain biking trails in warmer months * Trail Access: Explore over 28 miles of hiking in town limits—including scenic routes like Upper/Lower Pond Creek, Grassy Gap, and the Emerald Outback mountain bike trails * Tranquil Community: Embrace the peaceful mountain village ambiance—cool summers, crisp winters, and a life centered around the outdoors Why You’ll Love It * Intimate and efficient: Smart use of space means everything you need—no excess, just comfort. * Multi-functional rooms: The loft/office and bunk room allow flexibility—office by day, guest space by night. * Blend of indoor-outdoor living: Seamless transitions from inside to nature-rich outdoors via porch and deck. * Active, four-season lifestyle: Whether it’s skiing, biking, hiking, golf, or simply relaxing—everything’s within reach. * New construction appeal: All the ease of a recently built home—modern materials, low maintenance, and efficient systems. All furnishings shown in pictures conveys with home. This home is still waiting for final inspection for certificate of occupancy.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Valle Crucis ElementaryGrades PK-86.4 mi
8/10
Watauga HighGrades 9-1213.5 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Shingle
  • Construction materials: Engineered Wood,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Carbon Monoxide Detector,Furnished,Vaulted Ceiling(s)
  • Fireplace features: Other,See Remarks
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,275
  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 1940698838000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple,Open
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Driveway,Gravel,No Garage,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$139$1,668
Property Taxes $181$2,172
Electricity $200$2,405
Total$3,144$37,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,794/yr
40% on housing$94,320/yr
45% on housing$83,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$295
Watauga County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Price change$539,000
2026-01-20Price change$549,000
2025-11-30Price change$579,000
2025-11-05Price change$595,000
2025-08-21Listed for sale$599,000

For Sale by Agent

AgentBrian Corrion
BrokerageMountain Dream Realty, LLC

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