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647 Harvest Way, Chelsea, MI, 48118

5beds
3baths
2,991sqft
$557,985
$187price/sqft
$4,016/moest. monthly cost
$160,640/yrincome needed

About This Home

Ready in July! Step into 647 Harvest Way, Chelsea, MI — a beautiful new construction home built by M/I Homes. This 2-story home offers 2,991 square feet of thoughtfully designed living space, featuring 5 bedrooms and 3 full bathrooms across 2 above-ground levels plus a lower level. Once inside, you will discover an open-concept living space that creates a seamless flow between gathering areas, ideal for both everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and attention to detail in every room. Key Features: 2-car garage Full basement 5 bedrooms and 3 full bathrooms Expansive loft The upper level is home to the privately positioned owner’s bedroom with en-suite bathroom, creating a quiet retreat set apart from the main living areas. Three additional bedrooms are also located upstairs, keeping the main sleeping quarters together for convenience and cohesion. A fifth bedroom on the first floor adds valuable flexibility — perfect for guests, multigenerational living, or a dedicated home office — while still preserving the privacy of the owner’s suite. Situated in the well-established Heritage Farms community along Harvest Way, this home offers convenient proximity to local parks, providing easy access to outdoor recreation and green space for the whole family. Surrounded by quality homes that clearly reflect pride of ownership, the area offers a welcoming, well-maintained setting that enhances everyday living. Combining generous square footage with a functional, well-designed floorplan, this home delivers a comfortable and inviting atmosphere. The new construction ensures modern building standards, energy efficiency, and lasting quality — making it an excellent opportunity for buyers seeking a quick move-in home in Chelsea.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

10/10
Beach Middle SchoolGrades 6-80.7 mi
9/10
Chelsea High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction,Quick Delivery Home
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Basement,Poured
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free Standing Gas Oven,Microwave,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 140
  • Dimensions: 10 X 14

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11 X 12

Bedroom

  • Level: Second
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Entry
  • Area: 272
  • Dimensions: 17 X 16

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,991

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,991 sqft

Kitchen

  • Level: Entry
  • Area: 204
  • Dimensions: 12 X 17

Loft

  • Level: Second
  • Area: 221
  • Dimensions: 13 X 17

Other

  • Level: Second

Other

  • Level: Entry

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 210
  • Dimensions: 14 X 15

Sitting Room

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Property

Details

  • Parcel number: 060706370060
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,821$33,852
Home Insurance *$191$2,292
Property Taxes $678$8,136
Electricity $326$3,914
Total$4,016$48,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,691/yr
40% on housing$120,480/yr
45% on housing$107,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 48118$208
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48118$233
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$550,985
2026-05-08Price change$549,985
2026-04-25Listed for sale$549,185

New Construction Spec

AgentAlessandra Caccamo
BrokerageM/I Homes of Michigan, LLC

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