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350 Spanish Oak Dr, Canyon Lake, TX, 78133

3beds
2baths
1,597sqft
$233,000
$146price/sqft
$1,737/moest. monthly cost
$69,480/yrincome needed

About This Home

Seller is offering $5k OR put up a fence as an incentive to the buyer! Welcome to this beautiful home! Brand NEW 2 story in Canyon Lake TX, offering comfort and modern style. This home offers an open layout with granite countertops, lots of cabinet space, great size kitchen island, and all NEW appliances, roof, septic, water heater, ect. Upstairs features spacious bedrooms-with spacious closets. Enjoy modern finishes, low-maintenance living, and local dining, hiking, community and lake fun. Wether you're a first time homebuyer, looking for an investment property, this home does it all! Come into the home with equity already due to it being priced under appraised value!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
7/10
Mt Valley Middle SchoolGrades 6-88.3 mi
6/10
Canyon Lake High SchoolGrades 9-127.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Siding

Other

  • Builder name: Castillos Homebuilders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Microwave,Range,Disposal,Dishwasher,Electric Water Heater
  • Laundry features: Upper Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 100

Bedroom3

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Kitchen Island,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,597 sqft

Kitchen

  • Area: 130

Living Room

  • Area: 80

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 80

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 132

Property

Details

  • Parcel number: 300353020101

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterbody name: Canyon Lake

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,178$14,136
Home Insurance *$120$1,440
Property Taxes $201$2,412
Electricity $238$2,859
Total$1,737$20,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,554/yr
40% on housing$52,110/yr
45% on housing$46,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 78133$199
Comal County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 78133$231
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$233,000
2026-04-23Listing removed$235,000
2026-03-05Pending sale$235,000
2026-02-25Contingent$235,000
2025-10-09Listed for sale$235,000
2025-10-07Listing removed$235,000
2025-08-22Listed for sale$235,000

New Construction

AgentGenesis Ramos
BrokerageReal Broker, LLC

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