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5340 Charleston Rd, Poca, WV, 25159

2beds
1baths
0sqft
$11,990
--price/sqft
$255/moest. monthly cost
$10,200/yrincome needed

About This Home

Opportunity to purchase a 0.34-acre parcel on State Route 62 (SR 62) in Putnam County, WV, containing a 744 sq ft home built circa 1950. The house has 2 bedrooms and 1 bathroom, but its current condition is unknown and presumed poor. It may require a full renovation or demolition - buyer to verify. RIGHT BY THE RIVER!! MIGHT EVEN HAVE RIVER FRONT VIEW! The property is being sold as-is, where-is, with no guarantees or warranties. Seller has not inspected the structure and makes no representations about its safety or usability. No utilities have been verified. Buyer is responsible for confirming all zoning, utility access, and renovation or teardown requirements with Putnam County. Public records reflect the parcel as Lot 31, Block A, classified as a single-family residential property. The lot may offer future redevelopment potential for a new home or modular structure (subject to buyer due diligence). Property will convey via special warranty deed or quitclaim deed, depending on title condition at closing. Highlights: 0.34-acre lot on SR 62, Putnam County 744 sq ft frame house (2 bed, 1 bath) - built 1950 Structure may be unsafe or uninhabitable - sold as-is Buyer to confirm utilities, zoning, and rehab/demo options Great location for redevelopment or hold Disclosure: Listing agent is a licensed real estate salesperson in West Virginia and holds an ownership interest in the entity selling this property. All offers must acknowledge this disclosure.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1

Property

Lot

  • Lot size: 0.34 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $60$720
Home Insurance *$9$108
Property Taxes $5$60
Electricity $181$2,178
Total$255$3,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,742/yr
40% on housing$7,650/yr
45% on housing$6,800/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 25159$120
Putnam County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 25159$120
Putnam County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentAri Gold
BrokerageGold Ridge Realty LLC

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