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555 Via Vallarta, Camarillo, CA, 93012

3beds
4baths
1,910sqft
$759,990
$398price/sqft
$4,881/moest. monthly cost
$195,240/yrincome needed

About This Home

New Construction! Quick Move-in! Motivated Seller! Welcome to Palmera in Camarillo--modern townhome living designed for efficiency, comfort, and convenience.This three-story home features an open-concept layout, flexible living spaces, and contemporary finishes that support both daily living and work-from-home needs. Private areas are thoughtfully separated for functionality and quiet.Enjoy a low-maintenance lifestyle with no yard upkeep--freeing up your time while keeping your living environment clean and manageable.Located just minutes from the freeway, shopping, dining, and everyday essentials, Palmera offers easy access without the congestion of denser urban areas.A smart option for those seeking a well-designed home, predictable living, and a connected, comfortable community.Close to everything. Far from the chaos. Palmera has no Mello Roos and a low Ventura County tax rate.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Common Roof,Concrete

Other

  • Builder model: Plan D2R
  • Builder name: Williams Homes

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Microwave,Water To Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Upper Level

Bathroom

  • Features: Dual Sinks

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Multiple Staircases,All Bedrooms Up,Walk-In Closet(s)
  • Door features: ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR Qualified Equipment,Forced Air,Heat Pump
  • Cooling features: Electric,ENERGY STAR Qualified Equipment,Heat Pump

Interior Area

  • Total interior livable area: 1,910 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counters

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 2290070295
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: First
  • Private pool: Yes
  • Pool features: Community,Association
  • Patio & porch: Concrete,Enclosed
  • Has spa: Yes
  • Spa features: Community
  • Fencing: None
  • Has view: Yes
  • View description: None

Lot

  • Features: Close to Clubhouse,Near Public Transit,Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Direct Access,Garage,Guest,No Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$194$2,328
Property Taxes $436$5,232
Electricity $409$4,914
Total$4,881$58,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,348/yr
40% on housing$146,430/yr
45% on housing$130,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 93012$390
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93012$526
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$764,990
2026-04-25Price change$759,990
2026-04-17Price change$764,990
2026-03-31Price change$769,990
2026-03-27Price change$789,990
2026-02-25Listed for sale$802,082

New Construction

AgentCynthia Kerr
BrokerageWilliams Homes Inc

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