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128 E Saturn Ln #A & B, South Padre Island, TX, 78597

12beds
12baths
6,820sqft
$2,690,000
$394price/sqft
$18,122/moest. monthly cost
$724,880/yrincome needed

About This Home

Unlock the full potential of coastal rental income with this rare offering—an entire building featuring two mirror-image townhomes, each boasting 6 spacious bedrooms and 3 ensuite baths. With a combined capacity to host up to 40 guests, this property is primed for high-volume short-term rentals or multi-family use. Each unit is thoughtfully designed for comfort and entertainment, featuring: Private pools for each residence Expansive entertainment areas with wet bars 14'x18' decks showcasing stunning water views Located just across Gulf Blvd. from two beach accesses, guests enjoy effortless strolls to the sand, local favorites like Blackbeard's restaurant, and convenient shopping at Dollar General—all within walking distance. With no HOA restrictions, investors have the freedom to customize, brand, or expand rental strategies. Whether you're seeking dual income streams, a vacation compound, or a long-term asset in a high-demand market, this property delivers flexibility and value.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-54.2 mi
4/10
4/10
Port Isabel High SchoolGrades 8-125.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove,Washer/Dryer
  • Laundry features: Washer/Dryer Hook-up

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 12
  • Full bathrooms: 10
  • 1/2 bathrooms: 2

Features

  • Cabinets-Custom,Ceiling Fan(s),Kitchen Island,Wet Bar
  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,820
  • Total interior livable area: 6,820 sqft

Property

Details

  • Zoning: C1

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Heated,Pool-Heated,Pool-Outdoor
  • Patio & porch: Covered
  • Exterior features: Balcony
  • Fencing: Privacy
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Gulf Interior

Lot

  • Lot size: 3,123 sqft
  • Features: Less than 1 Acre

Parking

  • Total spaces: 2
  • Parking features: Double Attached Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,602$163,224
Home Insurance *$746$8,952
Property Taxes $3,026$36,312
Electricity $748$8,986
Total$18,122$217,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$621,325/yr
40% on housing$543,660/yr
45% on housing$483,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$297
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$2,690,000
2025-10-17Listing removed$2,690,000
2025-08-23Listed for sale$2,690,000

For Sale by Agent

AgentTony Altermatt
BrokeragePalm Breeze Real Estate LLC

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