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613 Waters Edge Dr, Estill Springs, TN, 37330

3beds
5baths
5,673sqft
$3,250,000
$573price/sqft
$24,530/moest. monthly cost
$981,200/yrincome needed

About This Home

PRIVATE DOCK PERMITTING completed! Lake Season is just around the corner and this newly constructed lakefront retreat that embraces the lifestyle of its shoreline setting on Tim’s Ford Lake is ready! Outdoors you'll find thoughtfully designed spaces with entertainment-ready living across covered lakefront terraces for effortless hosting, sunset dining, and fireside evenings. Manicured grounds gently meet the shoreline, where private dock permitting is available, creating direct access to boating, swimming, and all the pleasures of living on a private deep water cove on Tim’s Ford Lake. Expansive glass windows and doors create a seamless connection between outdoors and in. Walk inside the two story great room and you’re met with sunlight pouring into the integrated living, dining, and kitchen areas, where timeless materials and clean lines create a warm modern atmosphere that is both sophisticated and inviting—perfect for gathering with family and friends or indulging in relaxation. Rich hardwood floors, bespoke lighting, and custom finishes elevate every detail. The main-level primary suite is a true sanctuary, framed by floor-to-ceiling windows that capture sweeping lakefront views. Its spa-inspired bath showcases a dramatic soaking tub, dual vanities, an expansive shower, and private dressing room closet. Sprawling spaces also offer a club/billiard‘s room, home fitness/music center, auxiliary en-suite bedrooms, and attached 2+ car garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
North Middle SchoolGrades 6-82.3 mi
4/10
Franklin Co High SchoolGrades 9-124.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 361
  • Dimensions: 19x19

Bedroom2

  • Features: Bath
  • Level: Bath
  • Area: 182
  • Dimensions: 14x13

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Features

  • High Speed Internet
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 5,673

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,673
  • Total interior livable area: 5,673 sqft

Master Bathroom

  • Features: Suite
  • Level: Suite

Property

Details

  • Parcel number: 044E A 09700 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered,Patio
  • Exterior features: Dock Permit
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Topography of land: Level,Private,Sloped,Views

Lot

  • Lot size: 0.76 Acres
  • Features: Level,Private,Sloped,Views
  • Lot size dimensions: 119 x 279.9

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance $2,301$27,612
Property Taxes $5,336$64,032
Electricity $460$5,531
Total$24,530$294,360

Income You'd Need if You Spent...

35% on housing$841,028/yr
40% on housing$735,900/yr
45% on housing$654,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$573This listing

vs Other Active Listings

Avg $/sqft

ZIP 37330$275
Franklin County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 37330$184
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$3,255,000
2026-03-01Listed for sale$3,250,000
2026-01-20Listing removed$3,250,000
2025-11-29Listed for sale$3,250,000
2025-11-11Listing removed$3,349,000
2025-10-15Price change$3,349,000
2025-08-30Listed for sale$3,499,000
2022-06-23Sold$900,000
2015-03-25Sold$250,000

New Construction

AgentKindy K. Hensler, Compass, Lara K. Kirby | KIRBY GROUP, Compass
BrokerageCompass

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