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2419 White Pelican Ave, Loveland, CO, 80538

4beds
3baths
2,541sqft
$548,225
$216price/sqft
$3,437/moest. monthly cost
$137,480/yrincome needed

About This Home

Located in the Kinston community of Centerra, this lovely 2-story is situated at the end of a quiet street. The space offers ultimate flexibility - main level includes a home office, spacious open kitchen/living room w/ gas fireplace. Stainless appliances including gas cooktop and wall oven. Upper level has 4 bedroom PLUS a loft space! Amenities abound in this Northern Colorado neighborhood, with tons of shops & restaurants within a stone's throw. Come see for yourself!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Riverview PK-8Grades PK-82.1 mi
7/10
Mountain View High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Inclusions

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Open Floorplan
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,541

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,541
  • Total interior livable area: 2,541 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: R1676731
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,825 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Tornado
Winter Weather
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,772$33,264
Home Insurance *$237$2,844
Property Taxes $237$2,844
Electricity $191$2,301
Total$3,437$41,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,840/yr
40% on housing$103,110/yr
45% on housing$91,653/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$548,225
2022-08-01Sold$596,570
2022-04-04Sold$1,154,847

For Sale by Agent

AgentJosh Landers
BrokerageRE/MAX Nexus

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