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4180 S Park Dr #200, Loveland, CO, 80538

3beds
2baths
1,653sqft
$395,000
$239price/sqft
$2,524/moest. monthly cost
$100,960/yrincome needed

About This Home

Move-in Ready + loaded with upgrades! An exceptionally sunny corner end-residence, townhome-style condo in the coveted Lakes at Centerra, ideally positioned moments from I-25 and Highway 34 with effortless access to Centerra's premier amenities! Adorable Raised Ranch lightly lived-in & inviting open-concept layout. 1,653 finished SQFT with 1,535 SQFT on one level living, thoughtfully designed with 3 Bedrooms + versatile Office Nook area, 2 Bathrooms balancing comfort, function and style. The west-facing oversized single-car garage is fully insulated and sheet-rocked with an insulated door panel, perfect for Colorado seasons-while acres of HOA-protected open space to the south create a peaceful backdrop with immediate trail access. Inside - abundant storage off foyer and adjacent to the stairwell. The generous Primary suite serves as a private retreat with a walk-in closet & separate dual vanities in a spa-inspired primary bath with cool down seat in the shower. An expansive living room, covered front porch, and comfortable balcony enhance indoor-outdoor livability. Featuring a high efficiency furnace, tankless water heater & gorgeous designer finishes: quartz counters, full kitchen subway tile splash, maple cabinetry, stainless steel appliances and stainless appliances. Just down the street from the new park & Explorer's Club, miles of stunning trail access and along with access to Houts Reservoir & Equalizer Lake, close to the clubhouse, pool & community garden, play area, and High plains environment center. Minutes from all the Centerra shops/restaurants & Medical Center of the Rockies & the new Avenue South Centerra development/south side of 34 (HOA includes internet too/Pulse High Speed Fiber.) Easy guest parking to the north.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
High Plains SchoolGrades PK-80.8 mi
7/10
Mountain View High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Composition

Other

  • Builder name: Landmark Homes

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Features

  • Cathedral Ceiling(s),Open Floorplan,Walk-In Closet(s),Kitchen Island,High Ceilings
  • Finished area below ground: 0
  • Finished area above ground: 1,535

Heating & Cooling

  • Heating features: Forced Air,Baseboard
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,535
  • Total interior livable area: 1,653 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Laundry

  • Level: Main
  • Area: 21
  • Dimensions: 3 x 7

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 12 x 18

Primary Bedroom

  • Features: 3/4 Primary Bath,Luxury Features Primary Bath
  • Level: Main
  • Area: 195
  • Dimensions: 13 x 15

Property

Details

  • Parcel number: R1682818
  • Attached to another structure: Yes
  • Zoning: Res
  • Special condition: Private Owner
  • Exclusions: Staging,personal items,washer and dryer,storage racks in the garage,curtains and rods

Features

  • Levels: One,Raised Ranch
  • Stories: 1
  • Entry location: 2nd Floor
  • Exterior features: Balcony
  • Spa features: Community
  • Fencing: Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: Lake Privileges

Lot

  • Features: Corner Lot,Evergreen Trees,Level,City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$170$2,040
Property Taxes $171$2,052
Electricity $186$2,232
Total$2,524$30,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,537/yr
40% on housing$75,720/yr
45% on housing$67,306/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$216
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$395,000
2026-04-16Listing removed$415,000
2026-04-03Price change$415,000
2026-03-24Price change$429,000
2026-02-26Listed for sale$439,000
2023-09-14Sold$405,707

For Sale by Agent

AgentCatherine Rogers
BrokerageC3 Real Estate Solutions, LLC

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