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320 N 3 N, Glasgow, MT, 59230

--beds
--baths
4,252sqft
$126,100
$30price/sqft
$1,116/moest. monthly cost
$44,640/yrincome needed

About This Home

Great Opportunity to own this single-family home built in 1922 featuring 3 bedrooms and 2 bathrooms. ***SPECIAL NOTES: (1) This is a CASH ONLY transaction. (2) Seller to pay Taxes, HOA, and Municipal/Utility Liens. (3) Please read the Auction disclaimers carefully before placing a bid or submitting an offer. *** Reserve Auction – NO ACCESS OR VIEWINGS of this property. "As is" sale with no contingencies or inspections.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Irle Elementary SchoolGrades PK-50.5 mi
3/10
Glasgow 7-8Grades 6-80.6 mi
4/10
Glasgow High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 1922

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Features

  • Finished area above ground: 3,388

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 4,252 sqft

Property

Details

  • Parcel number: 0301210103
  • Zoning description: See Remarks

Features

  • Levels: Two
  • Stories: 2
  • Fencing: None

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Valley County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $637$7,644
Home Insurance $92$1,104
Property Taxes $96$1,152
Electricity $291$3,503
Total$1,116$13,392

Income You'd Need if You Spent...

35% on housing$38,262/yr
40% on housing$33,480/yr
45% on housing$29,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 59230$106
Valley County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 59230
Valley County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-25Listed for sale$126,100

New Construction

AgentLori Brown
BrokerageREALHome Services & Solutions

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