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4 S J Hunters Way Lot 21, Freeport, FL, 32439

4beds
3baths
2,628sqft
$524,327
$200price/sqft
$3,341/moest. monthly cost
$133,640/yrincome needed

About This Home

READY NOW!!!!!!!!!! Close Out!!! Up to $10K in Closing Costs on contracts written by 03/31/26 w/Traton Preferred Lender. Beautiful New construction in Freeport. Magnolia Bay Estates is a gated community, located conveniently off FL-20. This highly desirable ranch plan home reflects one level living at its finest. The Largo home plan (Lot 21) boasts 4 bedrooms and 3 full baths with a 3-car garage. The kitchen is bright and airy with White Cabinets and white sub way tile, quartz counter tops, island and large walk- in pantry. Tile to the ceilings in all bathrooms. Large open concept living in the main areas. The large cover back porch is screened and is perfect for entertaining & privacy. The main bedroom has a spacious walk-in closet, separate shower/tub and double vanities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Freeport Middle SchoolGrades 5-83.4 mi
8/10
6/10

Construction

Condition

  • Property condition: Construction Complete
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Siding CmntFbrHrdBrd

Other

  • Builder name: Traton Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Dimensions: 0 x 0

Family Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Crown Molding,Kitchen Island,Owner's Closet,Pantry,Shelving
  • Window features: Double Pane Windows
  • Flooring: Vinyl,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,628 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 071S19231400000210
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 85 x 130

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,651$31,812
Home Insurance *$212$2,544
Property Taxes $214$2,568
Electricity $264$3,173
Total$3,341$40,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,548/yr
40% on housing$100,230/yr
45% on housing$89,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$254
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$524,327
2026-04-07Listed for sale$529,327
2026-04-07Listing removed$529,327
2026-03-13Price change$529,327
2026-02-21Price change$552,077
2026-02-12Price change$549,327
2026-02-01Listed for sale$544,327
2026-01-25Listing removed$544,327
2025-12-01Price change$544,327
2025-11-03Price change$559,327
2025-10-01Price change$569,327
2025-08-23Price change$579,900
2025-08-18Price change$604,327
2025-06-09Price change$603,514
2025-05-12Price change$598,892
2025-05-10Price change$597,282
2025-03-26Price change$594,320
2025-03-16Listed for sale$589,900

New Construction Spec

AgentTed W Turner
BrokerageTH Coastal Realty LLC

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