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1032 Spring Creek Rd, McPherson, KS, 67460

4beds
2baths
1,622sqft
$267,900
$165price/sqft
$2,068/moest. monthly cost
$82,720/yrincome needed

About This Home

This new construction 3 bedroom, 2 bath is built on a slab, features a 2 car garage and safe room. It has a new lawn with underground sprinklers. All new appliances. No specials. This is The Revere floor plan from Liberty Homes. This home offers a significant price reduction and down payment assistance to qualified buyers due to grant funding. To apply, contact the City of McPherson, in person at 400 E Kansas or filling out a form located at their website, https://www.mcpcity.com/839/Deerfield-Estates-South. There are income qualifications. This is new construction, property taxes are yet to be determined. Home is location in an HOA and dues are to be determined.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
4/10
Mcpherson Middle SchoolGrades 6-81.2 mi
5/10
Mcpherson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Frame,Concrete,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dishwasher,Disposal,Microwave,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,220 equipment

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Window features: Window Coverings-ALL,Storm Window(s),Vinyl Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Property

Features

  • Patio & porch: Covered
  • Exterior features: Storm Shelter,Underground Sprinkler-ALL,Guttering
  • Fencing: None

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,354$16,248
Home Insurance *$257$3,084
Property Taxes $296$3,552
Electricity $161$1,935
Total$2,068$24,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,902/yr
40% on housing$62,040/yr
45% on housing$55,146/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 67460$104
McPherson County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 67460$114
McPherson County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-25Listed for sale$267,900

For Sale by Agent

AgentLinda K Owens
BrokerageEllene McKean & Associates

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