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880 Fuller Ln, Belvidere, IL, 61008

2beds
2baths
1,435sqft
$288,900
$201price/sqft
$2,263/moest. monthly cost
$90,520/yrincome needed

About This Home

Modern Luxury Meets Everyday Convenience in a New Construction Townhome! Discover the perfect blend of sophistication and functionality in this newly constructed townhome. With a modern open-concept layout, the kitchen, dining, and living areas flow seamlessly—perfect for entertaining and daily living. The living room boasts a cozy gas fireplace and dramatic cathedral ceilings, adding warmth and elegance to the space. The gourmet kitchen is a chef’s dream, featuring 42-inch upper cabinets with rich crown molding, granite countertops, and stainless steel appliances, combining style and practicality with ample storage. This home includes two spacious bedrooms and a versatile flex room that can be converted into a third bedroom or used as a home office. The primary suite is a relaxing retreat, complete with a walk-in closet and an en suite bathroom featuring a double vanity and an oversized shower. Full Basement with an egress window that's great for storage or finish to suit your needs. A combination laundry, mudroom, and storage area conveniently located off the garage adds to the home’s functionality. The attached, fully insulated garage is drywall-finished and includes an insulated door. Enjoy maintenance-free living with an HOA that handles snow removal and lawn care, giving you more time to relax and enjoy your surroundings. Ideally located near parks, walking paths, schools, restaurants, and shopping, this townhome offers unmatched comfort, style, and convenience. Experience the best of modern living. Photos are of Model home. Pet friendly.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-50.4 mi
6/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 135

Features

  • Granite Counters,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,435

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,435 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 192

Master Bedroom

  • Level: Main
  • Area: 225

Property

Details

  • Parcel number: 0524301018

Lot

  • Lot size: 4,791 sqft
  • Features: City/Town,Restrictions,Subdivided

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,460$17,520
Home Insurance *$194$2,328
Property Taxes $479$5,748
Electricity $130$1,569
Total$2,263$27,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,588/yr
40% on housing$67,890/yr
45% on housing$60,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 61008$115
Boone County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61008$143
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-08Price change$298,900
2026-01-14Price change$296,400
2025-08-25Listed for sale$291,900

For Sale by Agent

AgentDebbie Carlson
BrokerageBerkshire Hathaway Homeservices Starck Re

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