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393 Eagles Point Rd, Double Springs, AL, 35553

3beds
1baths
1,232sqft
$309,000
$251price/sqft
$2,037/moest. monthly cost
$81,480/yrincome needed

About This Home

Smith Lake (Clear Creek) A 3BR/1BA cottage tucked away in a cove just off the main channel. Secluded, private, and ready to enjoy! An easy walk to the lake, covered boathouse, great views! Near Duncan Bridge Marina. This is a true secluded spot where you feel as if you are in totally different world. You wind through beautiful woods and pasture to this home. Almost one acre and over 120 ft of wf.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
8/10
8/10
Winston Co High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2009

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Zoning: No Zoning

Features

  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Boat Slip
  • On waterfront: Yes
  • Waterfront features: Lake Front,Swim Platform,Waterfront Features: Shoreline(Seasonal Water),Waterfront Features: Characteristics(Multiple Char)
  • Waterbody name: Clear Creek
  • Frontage length: Waterfront Footage(127+/-)

Lot

  • Lot size: 0.90 Acres

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$181$2,172
Property Taxes $54$648
Electricity $240$2,881
Total$2,037$24,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,840/yr
40% on housing$61,110/yr
45% on housing$54,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 35553$178
Winston County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 35553
Winston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-01Price change$309,000
2025-08-26Listed for sale$329,000

For Sale by Agent

AgentJustin Dyar
BrokerageLake Homes Realty

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