See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

809 Rosemary Ln, La Grange, KY, 40031

2beds
2baths
1,075sqft
$275,900
$257price/sqft
$1,965/moest. monthly cost
$78,600/yrincome needed

About This Home

House hunting in downtown LaGrange? This Bungalow is ready for you to move right in and call it home. This ranch home is situated in an adorable community in downtown LaGrange, walkable to Historic Main Street & all of the local events, including the LaGrange Farmer's Market which just kicked off for the season. The home offers 2 bedrooms, 2 full baths and an open floor plan. The backyard is fully fenced, and backs up to dedicated neighborhood open space. You will love the covered front porch and rear patio to enjoy the outdoors. The main living areas have durable LVP flooring. The kitchen and bathrooms feature soft close cabinetry & granite countertops. Inquire today for more details!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Oldham County High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,075

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Kitchen

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 47030137

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Other,Full

Lot

  • Lot size: 3,920 sqft
  • Features: Covt/Restr,Sidewalk,Level

Parking

  • Parking features: Off Street,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,395$16,740
Home Insurance *$133$1,596
Property Taxes $283$3,396
Electricity $154$1,850
Total$1,965$23,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,371/yr
40% on housing$58,950/yr
45% on housing$52,400/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 40031$216
Oldham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 40031$169
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$279,900
2026-03-18Listing removed$282,000
2026-01-09Pending sale$282,000
2026-01-09Listed for sale$282,000
2026-01-01Listing removed$282,000
2025-08-26Listed for sale$282,000

For Sale by Agent

AgentSamantha George Greer
BrokerageFinely Crafted Realty LLC

Similar Homes