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118 Hothouse Rd, Murphy, NC, 28906

4beds
2baths
2,228sqft
$389,000
$175price/sqft
$2,461/moest. monthly cost
$98,440/yrincome needed

About This Home

Located on 5.73 acres of UNRESTRICTED wooded land, this beautiful 4-bedroom 2-bathroom home with plenty of room and privacy for the whole family and all your guests. Gorgeous hardwood floors throughout and tile floors in the kitchen and bathroom. A welcoming gas log fireplace in the spacious living area makes it the perfect place for relaxing or making memories with friends and family. A formal dining room makes it the best set up for great times around the table, the kitchen features an island and plenty of space to fit all of your culinary needs. The main bedroom is spacious and comes with a double vanity, oversized tub, and walk-in shower. The home features three other bedrooms making plenty of space for the family, guests, or utility however you see fit. Double attached garage making plenty of room for the cars, motorcycles, tools, and anything else you need. Additionally, a generator is located outside the garage bringing a back-up source of power to the whole house in case of outage. With everything located on one floor with handicap design in mind it makes for easy access and plenty of room to all those within. Located only 30 minutes from Harrah's Cherokee Valley River Casino, 23 minutes from downtown Murphy, 15 minutes from Copperhill and McCayesville, and 27 minutes from Blue Ridge convenient to vineyards and trout fishing as well! The possibilities and options are endless here, the only decision for you is what to do next. Give us a call! Your next move starts here!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ranger Elementary/MiddleGrades PK-85.7 mi
6/10
Hiwassee Dam HighGrades 9-126.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2004

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater
  • Laundry features: Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry,Solid Surface Counters
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Fireplace(s),Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,228
  • Total interior livable area: 2,228 sqft

Property

Accessibility

  • Accessibility features: Handicap Design

Details

  • Parcel number: 451000962016000
  • Zoning description: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck/Patio,Porch
  • Exterior features: Fire Pit,Storage
  • Has view: Yes
  • View description: Good View,Seasonal View

Lot

  • Lot size: 5.73 Acres
  • Features: Level/Rolling Land,Sloping/Steep Land,Wooded,6-10 Acres,Unrestricted

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Driveway,Gravel,Garage Double Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$143$1,716
Property Taxes $145$1,740
Electricity $207$2,490
Total$2,461$29,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,377/yr
40% on housing$73,830/yr
45% on housing$65,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$191
Cherokee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$389,000
2026-03-10Listed for sale$399,000
2026-02-28Listing removed$429,900
2025-08-26Listed for sale$429,900

For Sale by Agent

AgentKelly Hopkins Team
BrokerageReMax Mountain Properties

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