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2020 Watkins Lake Rd, Waterford, MI, 48328

3beds
3baths
2,240sqft
$717,000
$320price/sqft
$5,096/moest. monthly cost
$203,840/yrincome needed

About This Home

New Construction Tudor on All-Sports Scott Lake! Don't miss this rare opportunity to own a stunning, newly built Tudor-style home by Sandoval Homes LLC, beautifully positioned on the shores of Scott Lake in Waterford. Construction is underway—schedule your private tour today and walk the serene grounds, including a brand-new 180' cedar dock featuring a spacious 12x16 platform and 10x10 landing, perfect for lakeside relaxation or entertaining. Inside, the home boasts a bright, open layout with 10-foot ceilings and wall-to-wall windows that frame breathtaking lake views. The thoughtfully designed urban interior is highlighted by light French Oak flooring, 8-foot shaker-style doors, and vintage industrial lighting and fixtures, creating a sophisticated inviting atmosphere.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Cooley Elementary SchoolGrades K-50.7 mi
5/10
Mason Middle SchoolGrades 6-81.4 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder name: Sandoval Homes LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Upper Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 25
  • Dimensions: 5.00 x 5.00

Bathroom2

  • Level: Upper
  • Area: 52.5
  • Dimensions: 10.50 x 5.00

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom3

  • Level: Upper
  • Area: 184
  • Dimensions: 16.00 x 11.50

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main
  • Area: 200
  • Dimensions: 20.00 x 10.00

Features

  • Center Island,Eat-in Kitchen,Pantry
  • Window features: Screens,Insulated Windows
  • Flooring: Engineered Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: Main
  • Area: 190
  • Dimensions: 19.00 x 10.00

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20.00 x 14.00

Master Bathroom

  • Level: Upper
  • Area: 110
  • Dimensions: 10.00 x 11.00

Master Bedroom

  • Level: Upper
  • Area: 216
  • Dimensions: 16.00 x 13.50

Office

  • Level: Main
  • Area: 99
  • Dimensions: 11.00 x 9.00

Property

Details

  • Parcel number: 1314179006

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Scott Lake

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 65 x 223.21 IRR

Parking

  • Total spaces: 1.5
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,625$43,500
Home Insurance *$481$5,772
Property Taxes $746$8,952
Electricity $244$2,931
Total$5,096$61,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,720/yr
40% on housing$152,880/yr
45% on housing$135,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 48328$159
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48328$185
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$837,777
2026-04-23Price change$857,000
2026-04-12Listed for sale$907,000
2026-02-17Listing removed$907,000
2025-10-08Listed for sale$907,000
2025-09-27Listing removed$870,000
2025-09-19Price change$870,000
2025-08-26Listed for sale$917,000

New Construction

AgentKimberly Sandoval
BrokerageSandoval Realty

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