162 Charming Way, Santa Rosa Beach, FL, 32459
About This Home
**OPEN HOUSE | TUES-SAT 10:00 AM-4:00 PM HELD IN MODEL HOME AT 8 CABA COVE** New construction in The Reserves in Serenity at Dune Allen, a community across 30A less than 1/2 mile from the new Dune Allen public beach access. This stunning three-story home is now complete and thoughtfully designed as a spacious coastal retreat. It features five generously sized bedrooms, each with a private ensuite bath, along with multiple bonus spaces ideal for both relaxing and entertaining. The first floor offers an open-concept layout with a gourmet kitchen, dining area, and expansive great room. This level also includes one bedroom with a full bath, a convenient half bath, and a covered front porch. The second-floor hosts three king-sized bedrooms, each with its own ensuite bathroom, as well as a versatile loft space perfect for additional living or lounging. The third floor is designed for entertaining, featuring a large bunk and game room with a loft-style layout, a full bathroom, and a wet bar with a refrigerator. A spacious covered balcony completes this level, offering elevated views and an ideal setting for outdoor enjoyment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2026
Materials
- Roof: Metal
- Construction materials: Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Tankless Water Heater
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: First
- Area: 62.27
- Dimensions: 6.5 x 9.58
Bathroom
- Level: First
- Area: 30.48
- Dimensions: 6 x 5.08
Bathroom
- Level: Second
- Area: 56.5225
- Dimensions: 5.75 x 9.83
Bathroom
- Level: Second
- Area: 56.5225
- Dimensions: 5.75 x 9.83
Bathroom
- Level: Third
- Area: 101.545
- Dimensions: 8.83 x 11.5
Bedroom
- Level: First
- Area: 201.7125
- Dimensions: 13.75 x 14.67
Bedroom
- Level: Second
- Area: 178.785
- Dimensions: 14.5 x 12.33
Bedroom
- Level: Second
- Area: 178.785
- Dimensions: 14.5 x 12.33
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Dining Area
- Level: First
- Area: 124.61
- Dimensions: 17 x 7.33
Features
- Breakfast Bar,Kitchen Island,Recessed Lighting,Newly Painted,Owner's Closet,Pantry,Wet Bar
- Door features: Storm Door(s)
- Window features: Storm Window(s),Window Treatments
- Flooring: Tile,Vinyl
- Common walls with other units/homes: No Common Walls
Great Room
- Level: First
- Area: 334.39
- Dimensions: 17 x 19.67
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,646
- Total interior livable area: 3,646 sqft
Kitchen
- Level: First
- Area: 124.2
- Dimensions: 12.42 x 10
Loft
- Level: Second
- Area: 142.5
- Dimensions: 14.25 x 10
Master Bathroom
- Level: Second
- Area: 154.715
- Dimensions: 14.5 x 10.67
Master Bedroom
- Level: Second
- Area: 269.28
- Dimensions: 16.5 x 16.33
Other
- Level: Third
- Area: 388.8
- Dimensions: 14.4 x 27
Other
- Level: Third
- Area: 594
- Dimensions: 22 x 27
Other
- Level: First
- Area: 162
- Dimensions: 6 x 27
Property
Details
- Parcel number: 043S20345000000040
- Zoning description: Resid Single Family
Features
- Stories: 3
- Patio & porch: Patio,Porch
- Exterior features: Balcony,Outdoor Shower
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: 44.56' x 81.01'
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,570 | $102,840 |
| Home Insurance * | $1,441 | $17,292 |
| Property Taxes | $692 | $8,304 |
| Electricity | $366 | $4,403 |
| Total | $11,069 | $132,828 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $1,695,000 |
| 2026-04-14 | Listing removed | $1,885,000 |
| 2026-02-18 | Listed for sale | $1,885,000 |
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