208 Banner Glade Trail, Banner Elk, NC, 28604
About This Home
Discover mountain living at its finest in this 2-bedroom, 2.5-bath cottage located in the private, gated community of Elk Run in Banner Elk, NC. Designed with comfort and style in mind, and built by Wheels Contracting, the home features a vaulted tongue-and-groove ceiling over the open living area, a custom high-end kitchen, and two spacious king master suites! The home is being sold fully furnished and ready for you to enjoy! Outdoor living is the focus here, with an extended deck showcasing beautiful mountain views, a relaxing hot tub, a firepit area, and a dedicated grill space! Elk Run offers peace and privacy with just 30 homesites, a low HOA fee of $800/year, and easy year-round access thanks to its gently sloped roads—no steep climbs, even in winter. Perfectly situated, you’re less than 5 minutes to Banner Elk Winery and just 10 minutes to downtown’s dining, shopping, and entertainment! The home is a rental with Blue Ridge Mountain Rentals and has done extremely well since beginning to rent! Whether looking for a vacation rental, investment, primary, or second home, this home has it all!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Architectural,Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Cooktop,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Furnished,Hot Tub/Spa,Vaulted Ceiling(s)
- Fireplace features: Stone,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,054
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: 1 Unit
Interior Area
- Total structure area: 1,054
- Total interior livable area: 1,054 sqft
Property
Details
- Parcel number: 1869472368000
Features
- Levels: One
- Stories: 1
- Exterior features: Hot Tub/Spa
- Has spa: Yes
- Spa features: Hot Tub
Lot
- Lot size: 0.70 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Watauga County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,437 | $41,244 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $237 | $2,844 |
| Electricity | $200 | $2,405 |
| Total | $4,056 | $48,672 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Contingent | $679,900 |
| 2026-07-01 | Listed for sale | $679,900 |
| 2025-12-20 | Listing removed | $679,900 |
| 2025-08-26 | Listed for sale | $679,900 |
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