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10511 N Liberty St, Kansas City, MO, 64155

4beds
3baths
2,875sqft
$640,000
$223price/sqft
$4,419/moest. monthly cost
$176,760/yrincome needed

About This Home

MOVE-IN READY! The McKinley by Hearthside Homes – Reverse 1.5 Story in Cadence. This thoughtfully designed home offers 4 bedrooms, 3 baths, and over 2,800 sq ft of well-appointed living that blends comfort, craftsmanship, and modern style. The open-concept main level features hardwood floors, abundant natural light, and a great room anchored by a sleek linear fireplace. The kitchen impresses with quartz countertops, a contrasting island and hood and a black Silgranit sink—balancing beauty and function. The dining area opens to a covered deck overlooking the backyard. The primary suite delivers a true retreat with a freestanding tub, tiled shower, dual vanities, and a spacious walk-in closet that connects directly to the laundry room. A secondary bedroom, full bath, and laundry complete the main level. The finished walkout lower level adds a large rec room with wet bar, two bedrooms with walk-in closets, a full bath, and storage. Upgrades include an I-joist floor system for quiet, solid floors, black windows, covered deck, and an oversized patio backing to greenspace for private outdoor living. Cadence offers amenities including a community pool, scenic walking trails, and walkability to Platte Purchase Park. Every Hearthside Home includes a premium builder warranty with one year of workmanship coverage, two years of mechanical systems coverage, and 10-year structural coverage., third-party inspections, a verified video sewer line scope, and professional HVAC duct cleaning—ensuring your new home is delivered in pristine condition. Taxes, square footage and room sizes are estimated.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

9/10
Nashua Elementary SchoolGrades K-51.6 mi
5/10
New Mark Middle SchoolGrades 7-81.4 mi
9/10
Staley High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame

Other

  • Builder model: McKinley Farmhouse
  • Builder name: Hearthside Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Humidifier,Microwave,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Walk-Out Access

Bathroom2

  • Features: Ceramic Tiles,Quartz Counter,Shower Over Tub
  • Level: Main

Bathroom3

  • Features: Ceramic Tiles,Quartz Counter,Shower Only
  • Level: Lower

Bedroom2

  • Features: Carpet,Walk-In Closet(s)
  • Level: Main

Bedroom3

  • Features: Carpet,Walk-In Closet(s)
  • Level: Lower

Bedroom4

  • Features: Carpet,Walk-In Closet(s)
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Wood Floor
  • Level: Main

Family Room

  • Features: Carpet,Wet Bar
  • Level: Lower

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,109
  • Finished area above ground: 1,766

Great Room

  • Features: Ceiling Fan(s),Fireplace,Wood Floor
  • Level: Main

Heating & Cooling

  • Heating features: Heatpump/Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,875
  • Total interior livable area: 2,875 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Quartz Counter,Wood Floor
  • Level: Main

Laundry

  • Features: Built-in Features,Ceramic Tiles
  • Level: Main

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Quartz Counter,Separate Shower And Tub
  • Level: Main

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 098110005046.00

Features

  • Patio & porch: Patio

Lot

  • Lot size: 9,880 sqft
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$399$4,788
Property Taxes $565$6,780
Electricity $219$2,634
Total$4,419$53,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,508/yr
40% on housing$132,570/yr
45% on housing$117,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 64155$200
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64155$186
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$640,000
2026-03-13Pending sale$640,000
2026-03-06Price change$640,000
2026-02-11Price change$645,000
2025-10-23Price change$650,000
2025-08-26Listed for sale$654,199

New Construction Spec

AgentSara Stucker
BrokerageReeceNichols-KCN

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