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415A Lake Ave, Asbury Park, NJ, 07712

2beds
3baths
1,625sqft
$1,079,000
$664price/sqft
$7,344/moest. monthly cost
$293,760/yrincome needed

About This Home

Discover modern luxury at the Dunham. You are welcomed by a charming foyer and stairs that lead up to the main living level, featuring an open-concept great room that overlooks a casual dining area and a covered deck. The kitchen is expertly crafted, boasting a large center island, plenty of counter and cabinet space, as well as a walk-in pantry. Upstairs, the elegant primary bedroom suite is highlighted by a spacious walk-in closet and a serene private bath, complete with dual vanities, a luxe shower with seat, linen storage, and a private water closet. A sizable secondary bedroom features a roomy closet and a shared hall bath. An expansive rooftop terrace offers ideal space for entertaining and outdoor living options. Additionally featured in the Dunham is bedroom-level laundry, a versatile flex space on the main living level, a powder room, and ample storage throughout. Disclaimer: Photos are images only and should not be relied upon to confirm applicable features.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

3/10
Asbury Park High SchoolGrades 7-120.6 mi
3/10
Bradley Elementary SchoolGrades PK-30.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 1,625 sqft

Property

Features

  • Levels: 3.0
  • Stories: 3

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,456$65,472
Home Insurance *$320$3,840
Property Taxes $1,375$16,500
Electricity $193$2,318
Total$7,344$88,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,794/yr
40% on housing$220,320/yr
45% on housing$195,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$664This listing

vs Other Active Listings

Avg $/sqft

ZIP 07712$440
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07712$410
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$1,099,000
2026-03-22Price change$1,149,000
2025-09-11Price change$1,272,000
2025-08-27Listed for sale$1,168,000

New Construction Spec

BrokerageToll Brothers

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