




5352 State Highway 41, Smithville Flats, NY, 13841
About This Home
Check out this affordable ranch home in Smithville Flats, Greene School District. Built in 1993, this home is move-in ready with recent updates to flooring, appliances, and a new mini-split for heating and cooling. The main floor has two large bedrooms and an open floor plan for the living, dining kitchen space. The basement garage provides flexible, wide-open space for building additional rooms. A nice small barn is also included on this one plus acre lot, ideal for chickens, hobby or storage space! Enjoy the large covered front porch and a nicely shaded yard that provides a bit of privacy from the location on a main street. Located 10 minutes from Greene High School and Raymond Corporation. Why rent when you can own your own piece of the planet!
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Basement,Concrete Perimeter
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Free-Standing Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,000
Heating & Cooling
- Heating features: Electric
- Cooling features: Ductless
Interior Area
- Total interior livable area: 1,000 sqft
Property
Details
- Parcel number: 08580020200000010143000000
- Zoning: AG
- Zoning description: AG
Features
- Stories: 1
- Patio & porch: Covered,Porch
- Exterior features: Porch
Lot
- Lot size: 1.18 Acres
- Features: Level
- Lot size dimensions: 210 x 210
Parking
- Total spaces: 1
- Parking features: Basement,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Chenango County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $290 | $3,480 |
| Electricity | $246 | $2,954 |
| Total | $1,506 | $18,072 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $169,900 |
| 2026-07-16 | Listing removed | $189,000 |
| 2026-05-08 | Pending sale | $435,000 |
| 2026-02-20 | Contingent | $435,000 |
| 2025-12-31 | Price change | $189,000 |
| 2025-08-25 | Listed for sale | $435,000 |
