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1374 Cedar Trail Dr, Dubuque, IA, 52003

5beds
4baths
3,357sqft
$779,900
$232price/sqft
$5,391/moest. monthly cost
$215,640/yrincome needed

About This Home

New Construction for sale - built by Timothy Jaeger! Check out these meticulously designed plans, including a multitude of desirable features such as: - Chef's Kitchen: 36 inch wide cook top, double oven, separate microwave and walk-in pantry - Two spacious bedrooms with private en-suite bath on the main level. Primary suite bath has a free standing tub and walk in closet - Perfect walk-out basement for entertaining - complete with 2 bedrooms, wet bar and LVP flooring. - Gorgeous view of tree line from back of house + covered deck - 3 stall garage + 1 cap stall - 0 entry from main garage to main floor Make this new build yours!

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
11
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: Unknown

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total interior livable area: 3,357 sqft

Property

Lot

  • Lot size: 0.33 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,943$47,316
Home Insurance *$451$5,412
Property Taxes $747$8,964
Electricity $250$3,004
Total$5,391$64,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,834/yr
40% on housing$161,730/yr
45% on housing$143,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 52003$192
Dubuque County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 52003$145
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-27Listed for sale$739,900

For Sale by Owner

AgentProperty Owner

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