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2046 Holmes St, Tallahassee, FL, 32310

2beds
1baths
1,160sqft
$115,000
$99price/sqft
$1,094/moest. monthly cost
$43,760/yrincome needed

About This Home

Affordable opportunity in Tallahassee! Whether you're a first-time homebuyer looking to build equity or an investor seeking your next income-producing property, this charming 2-bedroom, 1-bath home offers outstanding value. Situated on a spacious 0.19-acre fenced lot, the 1,160-square-foot home features recent updates, including a new roof (2024), luxury vinyl plank flooring (2025), and a new electrical panel (2025), providing peace of mind and a great foundation for future improvements. With no HOA restrictions, this property offers exceptional flexibility as a primary residence, long-term rental, short-term rental, Airbnb (subject to local regulations), buy-and-hold investment, or renovation project. The generous lot may allow for the addition of an accessory dwelling unit (ADU) of up to approximately 1,200 square feet, creating additional living space or rental income potential (buyer to verify zoning and development requirements). Conveniently located near Florida State University, Florida A&M University, downtown Tallahassee, Lake Bradford, the LakeTown redevelopment area, parks, shopping, dining, and major commuter routes, you'll enjoy quick access to universities, recreation, entertainment, and everyday conveniences. Whether you're searching for an affordable place to call home or an investment with room to grow, 2046 Holmes Street offers exceptional potential at an attractive price.

Getting Around

36
WalkingCar-Dependent
32
TransitSome Transit
53
BikeBikeable

Schools

5/10
2/10
3/10

Construction

Condition

  • Year built: 1934

Materials

  • Foundation: Slab
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Bedroom2

  • Dimensions: 8x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Dimensions: -

Family Room

  • Dimensions: -

Features

  • Flooring: Plank,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen

  • Dimensions: 10x12

Living Room

  • Dimensions: 9x12

Master Bedroom

  • Dimensions: 9x12

Other

  • Dimensions: 8x13

Property

Details

  • Parcel number: 410270D0110
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Fully Fenced
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 59 x 137 x 59 x 137

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters in Leon County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$102$1,224
Property Taxes $214$2,568
Electricity $197$2,366
Total$1,094$13,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,508/yr
40% on housing$32,820/yr
45% on housing$29,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 32310$148
Leon County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 32310$163
Leon County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$115,000
2026-06-30Listed for sale$125,000
2025-04-30Sold$105,000
2025-04-16Contingent$110,000
2025-03-05Listed for sale$110,000
2023-12-09Listing removed--
2023-11-28Price change$900
2023-11-17Price change$950
2023-10-11Price change$1,000
2023-10-06Price change$1,100
2023-09-23Listed for rent$1,200
2023-09-04Listing removed--
2023-07-11Price change$105,000
2023-06-19Listed for sale$110,000
2023-05-08Sold$81,500
2023-04-05Contingent$85,999
2023-03-21Price change$85,999
2023-02-07Price change$99,999
2023-01-07Price change$109,900
2022-12-15Price change$114,900
2022-11-28Listed for sale$125,900
2022-08-30Sold$37,000
2022-07-23Pending sale$59,900
2022-05-02Listing removed--
2022-03-15Listed for sale$59,900
2022-03-01Listing removed--
2022-02-07Pending sale$59,900
2022-02-02Listed for sale$59,900
1996-05-29Sold$22,000

For Sale by Agent

AgentDon E Bailey
BrokerageColdwell Banker Hartung

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