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6546 Little Creek Rd, White Sulphur Springs, WV, 24986

2beds
2baths
1,296sqft
$349,000
$269price/sqft
$2,462/moest. monthly cost
$98,480/yrincome needed

About This Home

Charming Country Retreat Nestled in a peaceful wooded setting, this inviting home offers the perfect blend of comfort, functionality, and natural beauty. Situated on 1.26 +/- acres, built in 2011, the main residence features 2 bedrooms and 2 bathrooms, a loft area ideal for a primary home, mountain getaway, or investment opportunity. Step inside to find beautiful hardwood floors and plush carpeting throughout, a cozy wood-burning fireplace, and striking cathedral ceilings that enhance the open, airy feel of the living space. The butcher block kitchen counters add a warm, rustic charm that complements the home's natural surroundings. Enjoy the outdoors from the expansive wrap-around deck, perfect for morning coffee, evening relaxation, or entertaining with friends and family.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Frankford Elementary SchoolGrades PK-512.1 mi
--
The Achievement CenterGrades K-1219.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 0003
  • Zoning: No

Features

  • Has view: Yes
  • View description: Wooded

Lot

  • Lot size: 1.26 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$390$4,680
Property Taxes $127$1,524
Electricity $181$2,178
Total$2,462$29,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,411/yr
40% on housing$73,860/yr
45% on housing$65,653/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 24986$437
Greenbrier County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 24986
Greenbrier County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$349,000
2026-03-29Listing removed$359,900
2026-03-25Price change$359,900
2026-02-02Price change$399,000
2025-10-22Price change$419,000
2025-08-27Listed for sale$449,500

For Sale by Agent

AgentEllie A Persinger
BrokerageGreenbrier Real Estate Service

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