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321 Banyan Ln, Pt Orange, FL, 32127

4beds
2baths
1,456sqft
$132,000
$91price/sqft
$1,124/moest. monthly cost
$44,960/yrincome needed

About This Home

Nice Amenities and Low Lot Rent! This 2023 4 bedroom, 2 Bath Homes is obviously in great shape and move in ready! Large Kitchen and adjoining Dining room and both are open to the spacious Living Room. Double Driveway and large Patio Area, plus a shed in the back. Laminate flooring in the large Living Room, Kitchen and Dining area and carpet in the Bedrooms, Lot of Amenities, like the Pool and Clubhouse, tennis, basketball, and of course a Playground for the Children. Come see this Beautiful Home and make it your Families New Residence. Low $604 Lot Rent.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
8/10
Creekside Middle SchoolGrades 6-84.2 mi
6/10
Spruce Creek High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 604

Features

  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $667$8,004
Home Insurance *$175$2,100
Property Taxes $85$1,020
Electricity $197$2,366
Total$1,124$13,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,537/yr
40% on housing$33,720/yr
45% on housing$29,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 32127$198
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32127$203
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Listed for sale$132,000
2026-04-01Listing removed$139,900
2025-08-28Listed for sale$139,900

For Sale by Agent

AgentMike Bissell
BrokerageFour Star Homes, Inc.

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